Bank Failures and the Federal Deposit Insurance Corporation.

Format:

Book

Government document

Author/Creator:

Library of Congress. Congressional Research Service

Language:

English

Subjects (All):

Banks and banking.

Deposit insurance.

Finance--Law and legislation.

Finance.

Physical Description:

1 online resource

Contained In:

ProQuest U.S. Congressional Research Digital Collection

Place of Publication:

[Place of publication not identified] [publisher not identified] 2010

Summary:

Provides overview of FDIC and explains pricing of deposit insurance, highlighting procyclical bias injected into the pricing of deposit insurance. Addresses recent FDIC efforts to replenish Deposit Insurance Fund (DIF), the proceeds of which are used to pay depositors if member institutions fail; and addresses additional options that vary in degree of burden administered to banks. Reviews pricing of deposit insurance to minimize future risks to DIF. Analyzes possible impact of H.R. 2897, the Bank Accountability and Risk Assessment Act of 2009, to help mitigate risks that institutions, which may be determined systemically important, may have on DIF

Notes:

CRS Report

Record is based on bibliographic data in ProQuest U.S. Congressional Research Digital Collection (last viewed Sept. 2012). Reuse except for individual research requires license from ProQuest, LLC

Vendor supplied data

Other Format:

Microfiche version Library of CongressCongressional Research Service Bank Failures and the Federal Deposit Insurance Corporation

Publisher Number:

CRS-2010-GVF-0167

Access Restriction:

Restricted for use by site license