The Money Savvy Teen : Building Smart Financial Habits That Will Last a Lifetime.

Format:

Book

Author/Creator:

Hyman, Robbie, author.

Language:

English

Subjects (All):

Teenagers--Finance, Personal.

Teenagers.

Young adults--Finance, Personal.

Young adults.

Physical Description:

1 online resource (225 pages)

Edition:

1st ed.

Distribution:

New York : Bloomsbury Publishing (US), 2026.

Place of Publication:

London : Bloomsbury Academic, 2026.

System Details:

text file rdaft

Summary:

An invaluable guide introducing young adults to fundamental money-related concepts-from credit card basics to resisting advertisers' psychological tricks-using simple, easy-to-remember lessons. Readers will come away with the tools and confidence to build smart, responsible financial habits that will last a lifetime.

Contents:

Cover

Half Title

Title Page

Copyright Page

Contents

Foreword

Introduction

Personal-Finance Tools Often Aren't What You Think They Are

We Don't Teach Smart Money Habits to Young People

What We'll Cover in This Book

Part I: Developing a Healthy Relationship With Money

Part II: Getting to Know Your Money Toolkit

Part III: Navigating the Social Side of Money

We're Counting on You

Part I: Developing a Healthy Relationship with Money

Chapter 1: Know Your Whole Money Picture

Shall We Play a Game?

Would You Like Endorphins with That?

Track Your Whole Money Picture

Life Hack: Go to the Gym, Not the ATM

Chapter 2: Protect Monday Me

It's Not Just for Mondays

Facing the Facts

Life Hack: Treat Saving as a Gift to Future You

Life Hack: Use the Age-Imaging App

Chapter 3: Avoid the Spending Rip Current

Let's Go to the Beach

Why the Pull to Spend?

Lifeguard!

Life Hack: Make a New Habit

Life Hack: Swim Sideways Just a Little

Chapter 4: Don't Buy Tomorrow's Junk

A Path to Nowhere

The Six Life Phases of the In-Home Treadmill

Anybody Want to Buy a Dinosaur Skull?

Can You Believe "Declutter" Is a Real Word?

Life Hack: Leave It in the Cart

Life Hack: Make Tomorrow Me Earn It

Chapter 5: Dodge the Ad Barrage

Winners Buy Our Stuff

And Now, a Sneaky Mind Virus from Our Sponsor

Life Hack: Reason Through Your Purchases

Life Hack: Eavesdrop on Advertisers' Private Chats

Chapter 6: Take an Aerial View of Your Finances

We've Reached Money-Savvy Altitude

Alexa, TV Volume Down!

That Rip Current Doesn't Look So Scary from up Here

Life Hack: Ask Yourself if the Purchase Fits a Pattern

Life Hack: Enjoy the Accomplishment

Chapter 7: Gamify Your Money Habits

Ready, Player One?

How to Keep Score

How to Keep Score.

How to Keep Score

Retailers Can't Sell You Accomplishment

Chapter 8: Checking Accounts

What Is a Checking Account?

How a Checking Account Works

You Better Check Yourself

Cool Things about Checking Accounts

Risks of Misusing a Checking Account

Life Hack: Add Regular Payment Alerts to Your Calendar App

Life Hack: Set Up Low-Balance Alerts

Life Hack: Monitor Your Account Frequently

Chapter 9: Savings Accounts

What Is a Savings Account?

Cool Things about Savings Accounts

The One Drawback to Savings Accounts

They Lose to Inflation

Life Hack: Gamify Your Saving

Life Hack: Look for a High-Interest Account

Life Hack: Use the Same Bank for Checking and Savings

Chapter 10: Credit Cards

What Is a Credit Card?

How Credit Cards Work

How Do They Stay in Business?

"Outstanding" Is Not a Compliment

How We Should Use Credit Cards

How Millions of People Actually Use Credit Cards

Your Balance Compounds Against You

Life Hack: Pay Your Bill in Full-and Early

Chapter 11: Credit Scores

What is a Credit Score?

Finance Is So Weird

Why Is This Score So Important?

The Not-So-Secret Secrets to a High Score

What's a Good Credit Score?

Life Hack: Keep Your Accounts Active

Life Hack: Don't Take On Too Much Credit

Life Hack: Check Your Credit Scores Regularly

Chapter 12: Debit Cards

Would You Like Fees with That?

What Is a Debit Card?

Cool Things about Debit Cards

Risks of Mismanaging Your Debit Card

Life Hack: Build Your Just-In-Case Cushion

Life Hack: Keep on Checking

Chapter 13: Bills

What Is a Bill?

Paying Bills Should Feel Great

Life Hack: Set It but Don't Forget It

Life Hack: Make an Event Out of It

Chapter 14: Budgets

What Is a Budget?.

Did You Write Your Budget with a Magic Wand?

Lots of Ways to Budget

Life Hack: Make Saving Automatic

Life Hack: Gamify Your Budgets

Chapter 15: Investments

What Is an Investment?

Flipping a Coin?

Investing Is Awesome

Cool Things about Investing

Investment Red Flags to Watch Out For

Life Hack: Keep It Boring

Chapter 16: The Costs of Mismanaging Your Money Toolkit

Celebrity Financial Horror Story: Kevin Bacon and Kyra Sedgwick

(Mismanaged Money Tool: Investments)

Life Hack: Don't Take Shortcuts with Your Investments

Celebrity Financial Horror Story: Johnny Depp

(Mismanaged Money Tool: Savings)

Life Hack: Keep a "Just in Case" Savings Cushion

Celebrity Financial Horror Story: Lindsay Lohan

(Mismanaged Money Tool: Bills)

Life Hack: Pay Your Bills on Time-Early If Possible

Chapter 17: Develop a Lending Policy

Why Do We Lend?

Why Does It Often Go Wrong?

Have a No-Lending Policy

Life Hack: Create a Standard No-Lending Phrase

How to Lend Money (If You Must)

Chapter 18: Be Careful Borrowing Money

Two Types of Borrowing from a Friend

Life Hack: Make a Can't-Miss Reminder

Life Hack: Don't Borrow Money You Can't Repay Right Away

Chapter 19: Watch Out for Peer Pressure

Peer Pressure Should Be Positive, or It Should Be Resisted

Life Hack: Have a Standard Phrase

Life Hack: Choose Your Peers Wisely

Chapter 20: Create a Giving Plan

Three Questions for Any Donation Request

Ideas for a Smart Giving Plan

Life Hack: Check with Charity Watchdogs

Life Hack: Add Donations to Your Budget

Chapter 21: Remind Yourself that Money Isn't a Competition

The Dangers of Social Comparison

You're a Hopeless Romantic

Spending to Keep Up with Peers Is Just as Crazy.

A Game with No Winners

With Friends Like These

Life Hack: Be Honest About What You Can and Can't Afford

Life Hack: Picture the Royals' Bathroom Routine

Chapter 22: Slay the Green-Eyed Monster

Life Hack: Save Boris's Goat!

Life Hack: Don't Count Other People's Money

Chapter 23: Keep the Details of Your Money Situation to Yourself

What's Your Social Security Number?

Life Hack: Don't Share Specific Numbers

Life Hack: Choose Your Preferences Wisely

Chapter 24: Don't Pretend You Have More Than You Do

Congrats. You Fooled Them. Now What?

Life Hack: Find Friends You'll Never Need to Impress

Life Hack: Don't Spend to Create Illusions

Chapter 25: Remember That Other People's Money Is Other People's Money

More Money, More Problems

You're Buying Me Only One Car?

Life Hack: Imagine the Roles Reversed

Chapter 26: Never Feel Guilty About Having Money

Be Generous, but Not Obligated

Life Hack: Share Something Better Than Money

Life Hack: Remember That Your Money Is Your Money

Life Hack: Remember That Fairness Isn't Part of Nature

Chapter 27: Parting Thoughts

Money Is Just One Piece of Life's Puzzle

Notes

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

Chapter 12

Chapter 13

Chapter 14

Chapter 15

Chapter 16

Chapter 17

Chapter 19

Chapter 21

Chapter 22

Chapter 27

Suggested Reading

Personal Finance Strategies

How Money Works

Money and Happiness (and Why They're Often Very Different Things)

Understanding Advertising

Investing Fundamentals

Index

About the Author.

ISBN:

9798765189153

9798765189139

9798765189146

OCLC:

1564376720