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Mortgage Default Risk and Real Estate Prices: The Use of Index-Based Futures and Options in Real Estate / Karl E. Case, Robert J. Shiller, Allan N. Weiss.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Case, Karl E., author.
Shiller, Robert J., author.
Weiss, Allan N., author.
Contributor:
National Bureau of Economic Research.
Series:
Working Paper Series (National Bureau of Economic Research) no. w5078
NBER working paper series no. w5078
Language:
English
Physical Description:
1 online resource: illustrations (black and white).
Other Title:
Use of Index-Based Futures and Options in Real Estate
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 1995.
Summary:
Evidence is shown, using US foreclosure data by state 1975-93, that periods of high default rates on home mortgages strongly tend to follow real estate price declines or interruptions in real estate price increase. The relation between price decline and foreclosure rates is modelled using a distributed lag. Using this model, holders of residential mortgage portfolios could hedge some of the risk of default by taking positions in futures or options markets for residential real estate prices, were such markets to be established.
Notes:
Print version record
April 1995.

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