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Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence / Stephen G. Dimmock, Roy Kouwenberg, Olivia S. Mitchell, Kim Peijnenburg.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Dimmock, Stephen G.
Contributor:
National Bureau of Economic Research.
Kouwenberg, Roy.
Mitchell, Olivia S.
Peijnenburg, Kim.
Series:
Working Paper Series (National Bureau of Economic Research) no. w18743.
NBER working paper series no. w18743
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2013.
Summary:
We test the relation between ambiguity aversion and five household portfolio choice puzzles: non- participation, low allocations to equity, home-bias, own-company stock ownership, and portfolio under- diversification. In a representative U.S. household survey, we measure ambiguity aversion using custom- designed questions based on Ellsberg urns. As theory predicts, ambiguity aversion is negatively associated with stock market participation, the fraction of financial assets in stocks, and foreign stock ownership, but positively related to own-company stock ownership. Conditional on stock ownership, ambiguity aversion is related to portfolio under-diversification, and during the financial crisis, ambiguity-averse respondents were more likely to sell stocks.
Notes:
Print version record
January 2013.

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