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The Great Equalizer: Medicare and the Geography of Consumer Financial Strain / Paul Goldsmith-Pinkham, Maxim Pinkovskiy, Jacob Wallace.
- Format:
- Book
- Author/Creator:
- Goldsmith-Pinkham, Paul.
- Series:
- Working Paper Series (National Bureau of Economic Research) no. w31223.
- NBER working paper series no. w31223
- Language:
- English
- Physical Description:
- 1 online resource: illustrations (black and white);
- Place of Publication:
- Cambridge, Mass. National Bureau of Economic Research 2023.
- Summary:
- We use a five percent sample of Americans' credit bureau data, combined with a regression discontinuity approach, to estimate the effect of universal health insurance at age 65--when most Americans become eligible for Medicare--at the national, state, and local level. We find a 30 percent reduction in debt collections--and a two-thirds reduction in the geographic variation in collections--with limited effects on other financial outcomes. The areas that experienced larger reductions in collections debt at age 65 were concentrated in the Southern United States, and had higher shares of black residents, people with disabilities, and for-profit hospitals.
- Notes:
- Print version record
- May 2023.
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