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The Demand for Health Insurance Among Uninsured Americans: Results of a Survey Experiment and Implications for Policy / Alan B. Krueger, Ilyana Kuziemko.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Krueger, Alan B.
Contributor:
National Bureau of Economic Research.
Kuziemko, Ilyana.
Series:
Working Paper Series (National Bureau of Economic Research) no. w16978.
NBER working paper series no. w16978
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Other Title:
The Demand for Health Insurance Among Uninsured Americans
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2011.
Summary:
Most existing work on the price elasticity of demand for health insurance focuses on employees' decisions to enroll in employer-provided plans. Yet any attempt to achieve universal coverage must focus on the uninsured, the vast majority of whom are not offered employer-sponsored insurance. In the summer of 2008, we conducted a survey experiment to assess the willingness to pay for a health plan among a large sample of uninsured Americans. The experiment yields price elasticities substantially greater than those found in most previous studies. We use these results to estimate coverage expansion under the Affordable Care Act, with and without an individual mandate. We estimate that 39 million uninsured individuals would gain coverage and find limited evidence of adverse selection.
Notes:
Print version record
April 2011.

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