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Money Runs / Jason R. Donaldson, Giorgia Piacentino.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Donaldson, Jason R.
Contributor:
National Bureau of Economic Research.
Piacentino, Giorgia.
Series:
Working Paper Series (National Bureau of Economic Research) no. w26298.
NBER working paper series no. w26298
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2019.
Summary:
We develop a model in which, as in practice, bank debt is both a financial security used to raise funds and a kind of money used to facilitate trade. This dual role of bank debt provides a new rationale for why banks do what they do. In the model, banks endogenously perform the essential functions of real-world banks: they transform liquidity, transform maturity, pool assets, and have dispersed depositors. Moreover, they make their debt redeemable on demand. Thus, they are endogenously fragile. We show novel effects of narrow banking, suspension of convertibility, and some other policies.
Notes:
Print version record
September 2019.

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