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Pledgeability, Industry Liquidity, and Financing Cycles / Douglas W. Diamond, Yunzhi Hu, Raghuram G. Rajan.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Diamond, Douglas W.
Contributor:
National Bureau of Economic Research.
Hu, Yunzhi.
Rajan, Raghuram G.
Series:
Working Paper Series (National Bureau of Economic Research) no. w23055.
NBER working paper series no. w23055
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2017.
Summary:
Why do firms choose high debt when they anticipate high valuations, and underperform subsequently? We propose a theory of financing cycles where the importance of creditors' control rights over cash flows ("pledgeability") varies with industry liquidity. The market allows firms take on more debt when they anticipate higher future liquidity. However, both high anticipated liquidity and the resulting high debt limit their incentives to enhance pledgeability. This has prolonged adverse effects in a downturn. Because these effects are hard to contract upon, higher anticipated liquidity can also reduce a firm's current access to finance.
Notes:
Print version record
January 2017.

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