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How Does Retiree Health Insurance Influence Public Sector Employee Saving? / Robert Clark, Olivia S. Mitchell.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Clark, Robert.
Contributor:
National Bureau of Economic Research.
Mitchell, Olivia S.
Series:
Working Paper Series (National Bureau of Economic Research) no. w19511.
NBER working paper series no. w19511
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2013.
Summary:
Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.
Notes:
Print version record
October 2013.

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