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The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya / Pascaline Dupas, Anthony Keats, Jonathan Robinson.
- Format:
- Book
- Author/Creator:
- Dupas, Pascaline.
- Series:
- Working Paper Series (National Bureau of Economic Research) no. w21339.
- NBER working paper series no. w21339
- Language:
- English
- Physical Description:
- 1 online resource: illustrations (black and white);
- Other Title:
- Effect of Savings Accounts on Interpersonal Financial Relationships
- Place of Publication:
- Cambridge, Mass. National Bureau of Economic Research 2015.
- Summary:
- The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a random subset of 885 households. Within households, we randomized which spouse was offered an account and find no evidence of negative spillovers to spouses. Across households, we document positive spillovers: treatment households become less reliant on grown children and siblings living outside their village, and become more supportive of neighbors and friends within their village.
- Notes:
- Print version record
- July 2015.
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