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Securities Lending as Wholesale Funding: Evidence from the U.S. Life Insurance Industry / Nathan Foley-Fisher, Borghan Narajabad, Stephane Verani.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Foley-Fisher, Nathan.
Contributor:
National Bureau of Economic Research.
Narajabad, Borghan.
Verani, Stephane.
Series:
Working Paper Series (National Bureau of Economic Research) no. w22774.
NBER working paper series no. w22774
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Other Title:
Securities Lending as Wholesale Funding
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2016.
Summary:
The existing literature assumes that securities lenders primarily respond to demand from securities borrowers and reinvest their cash collateral in short-term markets. We offer compelling evidence for a supply channel, using new data matching U.S. life insurers' individual bond lending and reinvestment decisions to the universe of securities lending transactions. We show that an insurer's decision to lend a bond is positively correlated with liquidity transformation in its lending program, even after controlling for demand for that bond. We discuss how using securities lending cash collateral as a source of wholesale funding might impair securities markets in times of stress.
Notes:
Print version record
October 2016.

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