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Rollover Risk and Credit Risk / Zhiguo He, Wei Xiong.

NBER Working papers Available online

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Format:
Book
Author/Creator:
He, Zhiguo.
Contributor:
National Bureau of Economic Research.
Xiong, Wei.
Series:
Working Paper Series (National Bureau of Economic Research) no. w15653.
NBER working paper series no. w15653
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2010.
Summary:
This paper models a firm's rollover risk generated by conflict of interest between debt and equity holders. When the firm faces losses in rolling over its maturing debt, its equity holders are willing to absorb the losses only if the option value of keeping the firm alive justifies the cost of paying off the maturing debt. Our model shows that both deteriorating market liquidity and shorter debt maturity can exacerbate this externality and cause costly firm bankruptcy at higher fundamental thresholds. Our model provides implications on liquidity-spillover effects, the flight-to-quality phenomenon, and optimal debt maturity structures.
Notes:
Print version record
January 2010.

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