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Inefficient Provision of Liquidity / Oliver D. Hart, Luigi Zingales.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Hart, Oliver D.
Contributor:
National Bureau of Economic Research.
Zingales, Luigi.
Series:
Working Paper Series (National Bureau of Economic Research) no. w17299.
NBER working paper series no. w17299
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2011.
Summary:
We study an economy where the lack of a simultaneous double coincidence of wants creates the need for a relatively safe asset (money). We show that, even in the absence of asymmetric information or an agency problem, the private provision of liquidity is inefficient. The reason is that liquidity affects prices and the welfare of others, and creators do not internalize this. This distortion is present even if we introduce lending and government money. To eliminate the inefficiency the government must restrict the creation of liquidity by the private sector.
Notes:
Print version record
August 2011.

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