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Insurers' Negotiating Leverage and the External Effects of Medicare Part D / Darius N. Lakdawalla, Wesley Yin.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Lakdawalla, Darius N.
Contributor:
National Bureau of Economic Research.
Yin, Wesley.
Series:
Working Paper Series (National Bureau of Economic Research) no. w16251.
NBER working paper series no. w16251
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2010.
Summary:
Public financing of private health insurance may generate external effects beyond the subsidized population, by influencing the size and bargaining power of health insurers. We test for this external effect in the context of Medicare Part D. We analyze how Part D-related insurer size increases impacted retail drug prices negotiated by insurers for their non-Part D commercial market. On average, Part D lowered retail prices for commercial insureds by 5.8% to 8.5%. The cost-savings to the commercial market amount to $3bn per year, which approximates the total annual savings experienced by Part D beneficiaries who previously lacked drug coverage.
Notes:
Print version record
August 2010.

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