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Bankruptcy and the Collateral Channel / Efraim Benmelech, Nittai K. Bergman.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Benmelech, Efraim.
Contributor:
National Bureau of Economic Research.
Bergman, Nittai K.
Series:
Working Paper Series (National Bureau of Economic Research) no. w15708.
NBER working paper series no. w15708
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2010.
Summary:
Do bankrupt firms impose negative externalities on their non-bankrupt competitors? We propose and analyze a collateral channel in which a firm's bankruptcy reduces collateral values of other industry participants, thereby increasing the cost of external debt finance industry wide. To identify this collateral channel, we use a novel dataset of secured debt tranches issued by U.S. airlines which includes a detailed description of the underlying assets serving as collateral. Our estimates suggest that industry bankruptcies have a sizeable impact on the cost of debt financing of other industry participants. We discuss how the collateral channel may lead to contagion effects which amplify the business cycle during industry downturns.
Notes:
Print version record
January 2010.

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