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How Large Is the Housing Wealth Effect? A New Approach / Christopher D. Carroll, Misuzu Otsuka, Jirka Slacalek.

NBER Working papers Available online

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Format:
Book
Author/Creator:
Carroll, Christopher D.
Contributor:
National Bureau of Economic Research.
Otsuka, Misuzu.
Slacalek, Jirka.
Series:
Working Paper Series (National Bureau of Economic Research) no. w12746.
NBER working paper series no. w12746
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2006.
Summary:
This paper presents a simple new method for estimating the size of 'wealth effects' on aggregate consumption. The method exploits the well-documented sluggishness of consumption growth (often interpreted as 'habits' in the asset pricing literature) to distinguish between short-run and long-run wealth effects. In U.S. data, we estimate that the immediate (next-quarter) marginal propensity to consume from a $1 change in housing wealth is about 2 cents, with a final long-run effect around 9 cents. Consistent with several recent studies, we find a housing wealth effect that is substantially larger than the stock wealth effect. We believe that our approach is preferable to the currently popular cointegration- based estimation methods, because neither theory nor evidence justifies faith in the existence of a stable cointegrating vector.
Notes:
Print version record
December 2006.

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