My Account Log in

1 option

Getting to the Top of Mind: How Reminders Increase Saving / Dean Karlan, Margaret McConnell, Sendhil Mullainathan, Jonathan Zinman.

NBER Working papers Available online

View online
Format:
Book
Author/Creator:
Karlan, Dean.
Contributor:
National Bureau of Economic Research.
McConnell, Margaret.
Mullainathan, Sendhil.
Zinman, Jonathan.
Series:
Working Paper Series (National Bureau of Economic Research) no. w16205.
NBER working paper series no. w16205
Language:
English
Physical Description:
1 online resource: illustrations (black and white);
Other Title:
Getting to the Top of Mind
Place of Publication:
Cambridge, Mass. National Bureau of Economic Research 2010.
Summary:
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders.
Notes:
Print version record
July 2010.

The Penn Libraries is committed to describing library materials using current, accurate, and responsible language. If you discover outdated or inaccurate language, please fill out this feedback form to report it and suggest alternative language.

Find

Home Release notes

My Account

Shelf Request an item Bookmarks Fines and fees Settings

Guides

Using the Find catalog Using Articles+ Using your account