Insurance Losses in Relation to the Safety Characteristics of Automobiles Demonstrated by an Automatic vs Manual Seat Belt Study Automobile Club of Southern California

Format:

Conference/Event

Author/Creator:

Appleby, Michael R., author.

Conference Name:

SAE International Congress & Exposition (1981-02-23 : Detroit, Michigan, United States)

Language:

English

Physical Description:

1 online resource

Place of Publication:

Warrendale, PA SAE International 1981

Summary:

The relationship between automobile insurance and the safety quality of automobiles is reviewed. Application of the automobile safety characteristic of crashworthiness to the auto insurance process, operating under both fault (tort liability) and no-fault conditions is presented, including the effect of the characteristics on ratemaking. Other data from various sources, e.g. manufacturers, government sponsored efforts such as the National Accident Sampling System (NASS), and internal insurance industry sources, are examined.The current status and potential benefit for extending the data collection is discussed. As an example, data from crash tests, insurance companies and case studies involving Volkswagen Rabbit automobiles equipped with both automatic and manual seat belts is reviewed and evaluated.The limitations, benefits, and costs of developing data are discussed together with the potential for incorporation of other data (e.g. from NASS)

Notes:

Vendor supplied data

Publisher Number:

810216

Access Restriction:

Restricted for use by site license