De Gruyter handbook of personal finance / edited by John E. Grable, Swarn Chatterjee.

Format:

Book

Contributor:

Chatterjee, Swarn, editor.

Grable, John E., editor.

Series:

De Gruyter Handbooks in Business, Economics and Finance

Language:

English

Subjects (All):

Finance, Personal.

Physical Description:

1 online resource (654 pages)

Place of Publication:

Berlin, Germany ; Boston, Massachusetts : Walter de Gruyter GmbH, [2022]

Summary:

De Gruyter Handbooks in Business, Economics and Finance provide a comprehensive, must-have survey of a whole subject area critically discussing the leading views in the field. The main goal of each handbook is to survey a topic, explaining why an issue is important and critically discussing the leading views in the area. Aimed at the international market, these handbooks cover emerging and cutting edge topics in business, economics and finance.

Contents:

Frontmatter

Contents

List of Contributors

Preface

Part I: Introduction to the Discipline of Personal Finance

1 Defining Personal Finance

2 Personal Finance: A Policy and Institutional Perspective

3 Personal Finance: A Practice Perspective

4 Personal Finance: An International Perspective

5 Theories of Personal Finance

Part II: Saving, Investing, and Asset Management

6 Budgeting and Cash Flow Management

7 Patterns of Asset Ownership

8 Approaches to Saving

9 Financial Risk Tolerance

10 Accounting for Time When Saving and Investing

11 Household Financial Ratios

12 Income, Income Transfers, and Taxes

13 The Use of Credit in the Consumer Marketplace

14 Debt and Mortgage Choices

15 Considerations when Planning for Retirement

16 Generating Income in Retirement Using Systematic Withdrawal Strategies with Investments

17 Small Business Ownership: Impact of the Lack of Transparency and Separation on Small Business Finances

18 Applying Investing Theory to Practice

Part III: Financial Security

19 The Role of Insurance as a Household Financial Management Tool

20 Health and Financial Well-Being

21 Household Debt Behavior

22 Financial Security: Protecting the Health of Consumers

23 Accounting for Retirement Asset Distributions during the Decumulation Stage of Life

24 The Evolution of Financial Services in the Digital Age

Part IV: Future Directions

25 Behavioral Economics and Financial Decision Making

26 The Role of Socialization in Shaping Personal Finance Attitudes and Behaviors

27 Measuring and Applying Financial Literacy

28 Money Psychology: Beliefs and Behaviors about Investing, Saving, and Spending

29 Financial and Relationship Satisfaction

30 The Growing Role of FinTech and Robo-advisors

31 The Use of Financial Advice: Consumers’ Financial Advice-Seeking

32 The Future of Payments: Cash, Cryptocurrencies, and Peer-to-Peer Payments

Part V: Summarization

33 Personal Finance Research: An Editor’s Perspective

34 The Future of Personal Finance: An Educational and Research Agenda

List of Figures

List of Tables

About the Editors

Index

Notes:

Description based on print version record.

Includes index.

ISBN:

3-11-072769-2