Disruptive Fintech : The Coming Wave of Innovation in Financial Services with Thought Leadership Provided by CEOs / James Deitch.

Format:

Book

Author/Creator:

Deitch, James, Author.

Language:

English

Subjects (All):

Banks and banking--Information technology.

Banks and banking.

Financial services industry--Information technology.

Financial services industry.

Physical Description:

1 online resource (XVI, 240 p.)

Place of Publication:

Berlin ; Boston : De Gruyter, [2019]

Language Note:

In English.

Summary:

Throughout history, innovators have disrupted existing financial services norms to change the landscape of the marketplace. Disruptive Fintech briefly traces fractional reserves, the creation of bank currency that traded at a premium to bullion value, central bank regulation, securitization of assets and loans, the current state of digital currency and electronic payments. The author then looks toward the future of fintech and the forces of disruption that will change the landscape of financial life as we know it. Using over 100 interviews with thought leading CEOs, this book develops a methodology to identify financial services that are ripe for innovation and discusses how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models. The book discusses How to relate historical innovations and disruptions in financial services to the current landscape How to follow a process to identify the threats facing incumbent processes and businesses, and how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models How many fintech innovations will be constructed by re-arranging or re-purposing existing core processes In this insightful book, author James Deitch, CPA CMB, argues that some of today's high-flying fintech innovators will flourish, but many may perish as the fire of innovation consumes those fintechs that are slow to monetize their promises.

Contents:

Frontmatter

Acknowledgments

About the Author

Foreword

Contents

Introduction

Chapter One. The Drivers of Disruption

Chapter Two. A History of Disruption from 600 BCE to Today. . . and Beyond

Chapter Three. Data-Driven Identification of Undervalued and Overvalued Assets

Chapter Four. A Conceptual Treatment of Fintech

Chapter Five. Demographics Driving Disruptive Forces

Chapter Six. Can Disruption Be Planned and Orchestrated?

Chapter Seven. Boot Camp for Disruption: A Disruptor's Guide to Innovation

Chapter Eight. A Disciplined Approach to Intentional Disruption

Chapter Nine. Your Margin Is My Opportunity

Chapter Ten. The Disruptive Path Forward

Appendix 1. The Mavericks

Appendix 2. Financial Crises 1775 to 2010

Index

Notes:

Description based on online resource; title from PDF title page (publisher's Web site, viewed 06. Apr 2020)

ISBN:

9783110651430

3110651432

OCLC:

1131818430