Deposit Insurance Database / Asli Demirgüç-Kunt, Edward Kane, Luc Laeven.

Format:

Book

Government document

Author/Creator:

Demirgüç-Kunt, Asli.

Contributor:

Kane, Edward.

Laeven, Luc.

Series:

IMF Working Papers; Working Paper ; No. 2014/118

IMF Working Papers

Language:

English

Subjects (All):

Deposit insurance--Databases.

Deposit insurance.

Financial institutions--Databases.

Financial institutions.

Financial crises--Prevention.

Financial crises.

Physical Description:

1 online resource (45 pages)

Place of Publication:

Washington, D.C. : International Monetary Fund, 2014.

Language Note:

English

System Details:

data file

Summary:

This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

Contents:

Cover; Contents; I. Introduction; II. The Database; A. Variable Definitions; III. Main Features of Deposit Insurance Schemes Around the World; IV. Depositor Protection During the Global Financial Crisis; V. Concluding Remarks; References; Figures; Figure 1. Explicit Deposit Insurance by Income Group, 2013; Figure 2. Explicit Deposit Insurance by Region, 2013; Figure 3. Type of DI Scheme, 2013; Figure 4. Objective of the DI Scheme, 2013; Figure 5. Organization of the DI Scheme, 2013; Figure 6. Administration of the DI Scheme, 2013; Figure 7. Funding of the DI Scheme, 2013

Figure 8. Coverage Increased During Crisis and Remains Above Pre-Crisis LevelsFigure 9. Decline of Coinsurance, 2003-2013; Figure 10. Risk Adjustment of DI Premiums, 2013; Figure 11. Government Support of DI Schemes, 2013; Figure 12. Increase in Depositor Protection, 2007-2013; Figure 13. Potential Deposit Liabilities and Ability to Pay by the DIS Fund, end-2010; Figure 14. Total Deposits and Ability to Pay by the Government, end-2010; Figure 15. Size of DIS Fund Relative to Covered Deposits and Government Indebtedness; Figure 16. Safety Net Index, 2013; Tables

Table 1. Explicit Deposit Insurance Schemes Around the World, end-2013Table 2. Coverage of Explicit Deposit Insurance Schemes Around the World, end-2013; Table 3. Design of Explicit Deposit Insurance Schemes Around the World, end-2013; Table 4. Recent Changes to Depositor Protection, 2007-2013; Table 5. Fund Size and Coverage of Existing DIS, 2010

Notes:

Description based upon print version of record.

Includes bibliographical references.

Description based on online resource; title from PDF title page (ebrary, viewed August 14, 2014).

ISBN:

9781498382908

1498382908

9781498308311

1498308317

9781498355179

149835517X