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Mobile Banking and Financial Inclusion : The Regulatory Lessons / Michael Klein
World Bank Open Knowledge Repository (formerly "World Bank E-Library Publications") Available online
View online- Format:
- Book
- Government document
- Author/Creator:
- Klein, Michael
- Series:
- Policy research working papers.
- World Bank e-Library.
- Language:
- English
- Subjects (All):
- Access to Finance.
- Banking.
- Banks & Banking Reform.
- Debt Markets.
- Emerging Markets.
- Finance and Financial Sector Development.
- Microfinance.
- Mobile Money.
- Payments System.
- Private Sector Development.
- Regulation.
- Technology Industry.
- Local Subjects:
- Access to Finance.
- Banking.
- Banks & Banking Reform.
- Debt Markets.
- Emerging Markets.
- Finance and Financial Sector Development.
- Microfinance.
- Mobile Money.
- Payments System.
- Private Sector Development.
- Regulation.
- Technology Industry.
- Physical Description:
- 1 online resource (34 pages)
- Other Title:
- Mobile Banking and Financial Inclusion
- Place of Publication:
- Washington, D.C., The World Bank, 2011
- System Details:
- data file
- Summary:
- Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking. Since it lies at the interface between financial services and telecoms, mobile banking also raises competition policy and interoperability issues that are discussed in the paper. Finally, by unbundling payments services into its component parts, mobile banking provides important lessons for the design of financial regulation more generally in developed as well as developing economies.
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