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Corporate Governance And Stakeholders' Financial Interests In Institutions Offering Islamic Financial Services / Grais, Wafik

World Bank Open Knowledge Repository (formerly "World Bank E-Library Publications") Available online

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Format:
Book
Government document
Author/Creator:
Grais, Wafik
Contributor:
Grais, Wafik
Pellegrini, Matteo
Series:
Policy research working papers.
World Bank e-Library.
Language:
English
Subjects (All):
Account Holders.
Accounting.
Accounting Standards.
Bank Policy.
Banks and Banking Reform.
Central Bank.
Conflict of Interest.
Corporate Governance.
Debt Markets.
Depos Exchange.
Emerging Markets.
Federal Deposit Insurance.
Finance.
Finance and Financial Sector Development.
Financial Literacy.
Financial Performance.
Insurance Corporation.
Interests.
Investment.
Islamic Banks.
Islamic Financial Institutions.
Islamic Financial Services.
Private Sector Development.
Share.
Shareholders.
Local Subjects:
Account Holders.
Accounting.
Accounting Standards.
Bank Policy.
Banks and Banking Reform.
Central Bank.
Conflict of Interest.
Corporate Governance.
Debt Markets.
Depos Exchange.
Emerging Markets.
Federal Deposit Insurance.
Finance.
Finance and Financial Sector Development.
Financial Literacy.
Financial Performance.
Insurance Corporation.
Interests.
Investment.
Islamic Banks.
Islamic Financial Institutions.
Islamic Financial Services.
Private Sector Development.
Share.
Shareholders.
Physical Description:
1 online resource (32 pages)
Place of Publication:
Washington, D.C., The World Bank, 2006
System Details:
data file
Summary:
This paper focuses on the corporate governance arrangements of institutions offering Islamic financial services (IIFS) aimed at protecting stakeholders' financial interests. Many IIFS corporate governance issues are common with those of their conventional counterparts. Others are distinctive. In particular they offer unrestricted investment accounts that share risks with shareholders but without a voting right. This paper first reviews internal and external arrangements put in place by IIFS to protect stakeholders' financial interests. It discusses shortcomings notably in terms of potential conflict of interest between shareholders and holders of unrestricted investment accounts. It then suggests a corporate governance framework that combines internal and external arrangements to provide safeguards to unrestricted investment account holders without overburdening IIFS' financial performance. The paper uses a review of 13 IIFS and regulatory information from countries where IIFS have developed the most.

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