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The ABCs of NDCs / Robert Holzmann.

World Bank Open Knowledge Repository (formerly "World Bank E-Library Publications") Available online

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Format:
Book
Government document
Author/Creator:
Holzmann, Robert.
Contributor:
Holzmann, Robert.
Series:
Social Protection and Labor Discussion Papers.
World Bank e-Library.
Social Protection and Labor Discussion Papers
Language:
English
Subjects (All):
Disability Insurance.
Labor Market.
Labor Markets.
Pension Reform.
Pensions and Retirement Systems.
Social Protections and Labor.
Local Subjects:
Disability Insurance.
Labor Market.
Labor Markets.
Pension Reform.
Pensions and Retirement Systems.
Social Protections and Labor.
Place of Publication:
Washington, D.C. : The World Bank, 2019.
System Details:
data file
Summary:
Nonfinancial defined contribution (NDC) pension schemes have been successfully implemented since the mid-1990s in a number of European countries. The NDC approach features the lifelong contribution-benefit link of a financial defined contribution scheme, but is based on the pay-as-you-go format. An NDC approach implemented by the rulebook can manage the economic and demographic risks inherent to a pension scheme and by design creates financial sustainability. This paper offers a nontechnical introduction to NDC schemes, their basic elements and advantages over nonfinancial defined benefit schemes, the key technical frontiers of the approach, and the experiences of countries with NDC schemes.

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