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Mali Financial Sector Assessment Program : Housing Finance.
World Bank Open Knowledge Repository (formerly "World Bank E-Library Publications") Available online
View online- Format:
- Book
- Government document
- Author/Creator:
- World Bank.
- Series:
- Financial Sector Assessment Program
- World Bank e-Library.
- Language:
- English
- Subjects (All):
- Access to Finance.
- Affordability.
- Affordable Housing.
- Agricultural Finance.
- Capital.
- Collateral.
- Commercial Banks.
- Consumer Education.
- Consumer Protection.
- Cooperatives.
- Corruption.
- Equity.
- Family.
- Finance and Financial Sector Development.
- Financial and Private Sector Development.
- Financial Development.
- Financial Institutions.
- Financial Services.
- Home Ownership.
- Housing Finance.
- Income Tax.
- Interest Rates.
- International Financial Standards and Systems.
- Loans.
- Microfinance Institutions.
- Monetary Policy.
- Moral Hazard.
- Mortgages.
- Privatization.
- Profitability.
- Property Rights.
- Remittances.
- Risk Management.
- Savings.
- Technical Assistance.
- Urban Areas.
- Women.
- Local Subjects:
- Access to Finance.
- Affordability.
- Affordable Housing.
- Agricultural Finance.
- Capital.
- Collateral.
- Commercial Banks.
- Consumer Education.
- Consumer Protection.
- Cooperatives.
- Corruption.
- Equity.
- Family.
- Finance and Financial Sector Development.
- Financial and Private Sector Development.
- Financial Development.
- Financial Institutions.
- Financial Services.
- Home Ownership.
- Housing Finance.
- Income Tax.
- Interest Rates.
- International Financial Standards and Systems.
- Loans.
- Microfinance Institutions.
- Monetary Policy.
- Moral Hazard.
- Mortgages.
- Privatization.
- Profitability.
- Property Rights.
- Remittances.
- Risk Management.
- Savings.
- Technical Assistance.
- Urban Areas.
- Women.
- Physical Description:
- 1 online resource (1 pages)
- Other Title:
- Mali Financial Sector Assessment Program
- Place of Publication:
- Washington, D.C. : The World Bank, 2015.
- System Details:
- data file
- Summary:
- The housing finance market in Mali remains small and under developed. Few banks currently offer a full mortgage product with Banque Malienne de Solidarite, Mali Housing Bank (BHM), Bank of Africa, and EcoBank being the main lenders although at minimal levels. The total annual housing need in Mali based on the household formation rate amounts to 82,500, split between 51,100 urban units and 31,400 rural units. Overall some social housing is constructed and support is provided by the state for low income housing through the Office Malienne de l'Habitat (OMH), but the numbers remain small. The Malien authorities have been working to strengthen financial sector stability which includes measures to stabilize the BHM and put it in a position where it begins to fulfill its mandate of providing credit for the housing sector. A strategy was approved by the council of Minister for a strategic disengagement by the state from the share capital of BHM. Initially the agreed plan was for BHM to be privatized. Overall progress in delivery of affordable housing will require a concerted effort among all stakeholders both in public and private sector. This should be supported through establishment of stakeholder coordination group to oversee change across the housing value chain.
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