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How Regulators Respond To FinTech : Evaluating the Different Approaches - Sandboxes and Beyond.

World Bank Open Knowledge Repository (formerly "World Bank E-Library Publications") Available online

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Format:
Book
Government document
Author/Creator:
World Bank Group.
Series:
Other papers.
World Bank e-Library.
Other papers
Language:
English
Subjects (All):
E-Finance and E-Security.
Finance and Development.
Finance and Financial Sector Development.
Financial Law.
Financial Regulation and Supervision.
Law and Development.
Public Sector Development.
Local Subjects:
E-Finance and E-Security.
Finance and Development.
Finance and Financial Sector Development.
Financial Law.
Financial Regulation and Supervision.
Law and Development.
Public Sector Development.
Other Title:
How Regulators Respond To FinTech
Place of Publication:
Washington, D.C. : The World Bank, 2020.
System Details:
data file
Summary:
This paper provides an overview of different regulatory approaches to Fintech and provides guidance for policymakers to understand the benefits and limitations of each. While some Fintech activities can often be covered within existing regulatory frameworks, the majority of jurisdictions are taking or planning to take additional regulatory measures to respond to emerging Fintech services, the scope and scale of which vary substantially including new laws, Innovation Offices, Regulatory Sandboxes and even reskilling to respond to transforming environment. The report provides context on the relative appropriateness of each approach within jurisdictions, including relevant variables for consideration, and uses country case studies where appropriate to showcase and enable policymakers to draw from lessons learned across the globe.

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