FinTech : finance, technology and regulation / Ross P. Buckley, University of New South Wales, Sydney, Douglas W. Arner, University of Hong Kong, Dirk A. Zetzsche, University of Luxembourg.

Format:

Book

Author/Creator:

Buckley, Ross P., author.

Arner, Douglas W., author.

Zetzsche, Dirk, author.

Language:

English

Subjects (All):

Financial services industry--Law and legislation.

Financial services industry.

Financial institutions--Effect of technological innovations on.

Financial institutions.

Financial services industry--Technological innovations--Law and legislation.

Physical Description:

1 online resource (xx, 330 pages) : digital, PDF file(s).

Edition:

First edition.

Place of Publication:

Cambridge, United Kingdom ; New York, NY : Cambridge University Press, 2024.

Summary:

In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology, and provide a unique perspective on FinTech as an interactive system involving finance, technology, law, and regulation. Starting with an evolutionary perspective, the authors then consider the major technologies transforming finance, arguing for approaches to balance the risks and challenges of innovation. They address the central role of infrastructure in digital financial transformation, highlighting lessons from China, India, and the EU, as well as the impact of pandemics and other sustainability crises, while considering the risks generated by FinTech. They conclude by offering forward-looking regulatory strategies to address the challenges facing our world today.

Contents:

Evolution of FinTech

Smart regulation

RegTech and the reconceptualization of financial regulation

COVID-19, digital finance and existential sustainability crises

Drivers of change : efficiency, financial inclusion, and sustainability regulating Artificial Intelligence in finance

Distributed ledger technology, blockchain and Finance

Decentralized finance and embedded regulation

Data regulation and financial regulation

Enabling a balanced proportional approach to innovation : regulatory sandboxes, innovation hubs and beyond

Building the infrastructure for digital financial transformation

Digital identity

Electronic payments, stablecoins and Central Bank digital currencies

Digital financial transformation : lessons from the EU

Of TechFins, digital financial platforms, bigtechs and FinTech 4.0

The new systemic risks : cybersecurity and data risks

The new SIFIs : FinTech, TechFin, scale and connectivity

The challenge of scale : addressing concentration and dominance in digital finance

Conclusion : building better financial systems.

Notes:

Title from publisher's bibliographic system (viewed on 13 Nov 2023).

ISBN:

9781009085915

1009085913

9781009086066

1009086065

9781009086943

1009086944