1 option
Graduating college debt-free : skills and strategies / Nicole Delorio.
- Format:
- Book
- Author/Creator:
- Delorio, Nicole, author.
- Language:
- English
- Subjects (All):
- College costs--United States.
- College costs.
- College students--United States--Finance, Personal.
- College students.
- Student aid--United States.
- Student aid.
- Education, Higher--United States--Finance.
- Education, Higher.
- Physical Description:
- 1 online resource (200 pages)
- Edition:
- 1st ed.
- Place of Publication:
- Ocala, Florida : Atlantic Publishing Group, Inc., [2017]
- Summary:
- College can be expensive âe" the average graduating college senior is nearly $30,000 in debt when he or she walks off campus. There is also more financial aid available than ever before, with more than $238 billion distributed in 2012-13. There are a lot of options out there, and if you are not sure how to find the right financial aid for you, this book is your answer. We provide you with information on over 2,200 programs that offer scholarships, internships, or loans to more than 1.7 million students each year. For example, the Chick and Sophie Major Memorial Duck Calling Contest awards $2,000 to the high school senior with the best duck call in the country. Thereâe(tm)s also the Van Valkenburg Memorial Scholarship, where you can win $1,000 if youâe(tm)re a descendant âeoeby birth or legal adoptionâe of Lambert and Annetje Van Valkenburg. This book will also provide hundreds of innovative ways to cut college costs, including tips on how to earn college credit on an accelerated basis, how to calculate your college budget, how to make use of tuition prepayment plans, how to combine higher education and course-related employment, and how to buy supplies and textbooks for cheap. If youâe(tm)re looking to graduate debt-free, this book has you covered.
- Contents:
- Intro
- Introduction
- Chapter 1
- How Much Does Education Cost?
- Increase Your Power
- Making Decisions
- The Independent Student
- Preparation Is Key
- Save, Save, Save
- Should I Get a Job?
- Chapter 2
- Paper, Paper, Everywhere, Nor Any Drop of Ink
- Look Fantastic on Paper
- CASE STUDY: Debra Lipphardt
- Maintain Your Grades
- SATs & ACTs
- Extracurricular Activities
- Home-Schoolers
- Advanced Placement and CLEP
- Community College Courses
- Chapter 3
- The Sea of Scholarships
- Academics
- Awards and Honors
- Leadership
- Test Scores
- Community Service/Volunteering
- Essay-Based Scholarships
- Financial-Need Scholarships
- Scholarships for Minorities
- Scholarships for Specific Majors
- CASE STUDY: Yvonne Bertovich
- Unique or Unusual Scholarships
- Chapter 4
- Apply, Apply, Apply!
- The Application Process
- Letters of Recommendation
- The Essay
- The Transcript
- The Interview
- Wrapping It Up
- Chapter 5
- FAFSA And Grants
- What Is FAFSA?
- How to Apply for FAFSA
- What Are Grants?
- Federal Grants
- Pell Grants
- Academic Competitiveness Grant and National SMART Grants
- Supplemental Educational Opportunity Grants
- Leveraging Educational Assistance Partnership (LEAP)
- Federal Agency Grants
- State Grants
- Chapter 6
- Saving Money & Living Cheap
- Visit Campuses
- Cost
- Calculating the Real Cost
- Public versus Private
- In-State versus Out-of-State
- Location Matters
- CASE STUDY: Kristen Joseph
- Living at Home
- Commuter Blues
- Online Options
- Books
- Chapter 7
- Work It Out
- Identify Your Resources
- CASE STUDY: Lisa McGinnes
- Work Part-Time
- Cooperative Education
- Paid Internships
- Work Study
- AmeriCorps & National Service
- Reserves, National Guard & R.O.T.C
- Freelancing
- Wrapping It Up.
- Chapter 8
- Loans as a Last Resort
- What is a Student Loan?
- Anatomy of a Student Loan
- How to Get a Student Loan
- Who Gets Government Loans?
- Stafford Loans
- Perkins Loans
- PLUS Loans
- Private Loans
- How Much Can I Borrow?
- Student Loan Forgiveness
- Interest and Payment Plans
- What Plan is Best for You?
- Managing Your Loan Payments
- The Dangers of Not Paying on Time
- Chapter 9
- Live Dangerously - Graduate Debt-Free!
- The Credit Card Trap
- Scholarship and Aid Scams
- Scholarship Search Scams
- Dropping Courses
- Dropping Out
- Bankruptcy and Default
- Where to Go for Help
- Conclusion
- Appendices
- Appendix A
- Appendix B
- Appendix C
- Glossary
- Bibliography
- About the Author.
- Notes:
- Description based on print version record.
- ISBN:
- 1-62023-194-8
- OCLC:
- 1004512167
The Penn Libraries is committed to describing library materials using current, accurate, and responsible language. If you discover outdated or inaccurate language, please fill out this feedback form to report it and suggest alternative language.