Essentials of retirement planning : a holistic review of personal retirement planning issues and employer-sponsored plans / Eric J. Robbins.

Format:

Book

Author/Creator:

Robbins, Eric J., author.

Series:

Finance and financial management collection. 2331-0057

Finance and financial management collection, 2331-0057

Language:

English

Subjects (All):

Retirement--Planning.

Retirement.

Physical Description:

1 online resource (406 p.)

Edition:

Second edition.

Place of Publication:

New York, New York (222 East 46th Street, New York, NY 10017) : Business Expert Press, 2015.

Language Note:

English

Summary:

This book provides the quintessential information needed to understand the financial side of the retirement planning coin. You'll begin by learning about the various plan types employers may offer their employees. Topics related to compliance testing as well as the strategies used to legally shift benefits in favor of highly compensated employees will be thoroughly discussed. However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available within the world of individual retirement accounts. This book is not intended to provide investment advice, but rather to show how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients ask questions about all aspects of their financial life. For this reason, this book also discusses noninvestment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.

Contents:

Part I. Retirement plan overview

1. Crisis of financial unawareness and a 30,000-foot view

2. The retirement landscape

3. Initial concerns in retirement planning

4. Defined benefit plan types and money purchase pension plans

5. The world of defined contribution plans

6. Plans for small businesses and nonprofits

Part II. Retirement plan design

7. Coverage, eligibility, and participation rules

8. Designing benefit offerings

9. Plan loans, vesting, and retirement age selection

10. Death and disability planning

11. Plan funding and investing

12. Fiduciary responsibility

Part III. Retirement plan administration

13. Plan installation and administration

14. Plan terminations

Part IV. Special plan types

15. Nonqualified deferred compensation plans

16. Equity-based compensation

17. Introduction to IRAs

18. IRAs in depth

Part V. Comprehensive retirement planning

19. A holistic view of retirement planning

20. Social security

21. Retirement needs analysis

22. Housing, Medicare, and long-term care concerns

23. Retirement distribution planning

24. Managing distribution options

Questions and answers

Appendix

Notes

References

Index.

Notes:

Description based upon print version of record.

Title from PDF title page (viewed on May 22, 2015).

Includes bibliographical references (pages 375-380) and index.