Finance for housing : an introduction / Cathy Davis.

Format:

Book

Author/Creator:

Davis, Cathy, author.

Language:

English

Subjects (All):

Housing policy--Great Britain.

Housing policy.

Housing--Finance--Government policy--Great Britain.

Housing.

Physical Description:

1 online resource (330 p.)

Place of Publication:

Bristol : Policy Press, 2013.

Language Note:

English

Summary:

The global financial crisis of 2007-08 was triggered by sub-prime mortgage mis-selling in the US and the global sale of these debts as new bonds. Austerity programmes are designed to reduce the borrowing that governments undertook to stabilise failing banking systems but the UK's Coalition government is using 'austerity' as a cover to dismantle the welfare state. Housing is at the forefront of these changes. Mortgages and rental costs are rising as 'the market' dictates them, while people with low incomes now receive substantially less financial help from the welfare state. In this much-needed

Contents:

Front Matter

Contents

List of boxes, tables and reflections

Preface

List of abbreviations

Overview

Political choices and housing finance

The global financial crisis and the UK government’s role

Tenure

Local authority general housing services and building work

Owner-occupation

The changing fortunes of council housing

Housing associations

The private rented sector

Issues with housing costs

‘Marginal’ owner-occupation

A variety of rents

Paying for housing with help from housing benefits

Discussion

Is our housing system sustainable?

References

Index

Notes:

Description based upon print version of record.

Includes bibliographical references and index.

Description based on print version record.

ISBN:

9781447306504

1447306503

9781447316572

1447316576

OCLC:

864849789