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Who says you can't buy a home! [electronic resource] / David Reed.
- Format:
- Book
- Author/Creator:
- Reed, David (Carl David), 1957-
- Language:
- English
- Subjects (All):
- Mortgage loans--United States.
- Mortgage loans.
- House buying--United States.
- House buying.
- Genre:
- Electronic books.
- Physical Description:
- 1 online resource (240 pages)
- Place of Publication:
- New York : AMACOM, American Management Association, c2006 (Norwood, Mass. : Books24x7.com [generator])
- Language Note:
- English
- Summary:
- For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more.
- Contents:
- Where to find mortgages
- The key people in your approval process
- Types of mortgage loans
- The mortgage application process
- Debt ratios and how they're calculated
- Loan documentation: proving your income
- Loan fraud
- Buying with no money down
- Government programs with zero money down
- Conventional zero-down loan programs
- Borrowing from a 401(K), an IRA, or other asset
- Seller carry, lease-purchase, wraps, and land contracts
- What's in a credit report?
- No credit versus bad credit
- Credit scores
- How to repair credit
- Mortgage loans and bankruptcies
- Consumer credit counseling services
- Bad-credit loans
- the world of subprime lending
- Finding the best subprime loan
- Should you just wait?
- Buying foreclosures
- Finding the best deal
- Closing costs
- Appendix A: 10 biggest mistakes mortgage applicants make
- Appendix B: Additional resources
- Appendix C: HUD-approved nonprofit agencies and home buyer assistance
- Appendix D: Payment tables
- Glossary
- Index.
- Notes:
- Title from title screen.
- Digitized and made available by: Books24x7.com.
- Includes index.
- Description based on publisher supplied metadata and other sources.
- ISBN:
- 1-281-12836-8
- 9786611128364
- 0-8144-2964-5
- OCLC:
- 164325041
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