Peer-to-Peer Lending and Equity Crowdfunding : A Guide to the New Capital Markets for Job Creators, Investors, and Entrepreneurs / Kim Wales.

Format:

Book

Author/Creator:

Wales, Kim, author.

Series:

Gale eBooks

Language:

English

Physical Description:

1 online resource (xxvi, 272 pages) : illustrations

Edition:

1st ed.

Distribution:

New York : Bloomsbury Publishing (US), 2023.

Place of Publication:

Praeger, 2017.

System Details:

text file HTML

Summary:

Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the private markets. More than 60 governments across the globe have established financial inclusion as a policy priority and are vying for access to and use of financial services by households and firms to boost economic growth. A thought leader on securities-based crowdfunding, author Kim Wales explores how women and the millennial generation, the world's largest groups of people, can influence "crowd" direct investment, economic freedom, and economic growth. The book provides building blocks to instruct investors and entrepreneurs about how to leverage social networks and supplies tools to help retail investors-"the crowd"-to understand the language, risks, and rewards of this type of investment. Providing an indispensable resource for investors and entrepreneurs, Peer-to-Peer Lending and Equity Crowdfunding summarizes past theory as well as current schools of thought related to capital formation and economic growth, explains why creating a secondary market for private placement offerings is essential to stimulating market liquidity, and documents how public-private partnerships using digital finance will enhance financial inclusion and positively impact investing. The book not only describes how crowdfunding works but also explains investment approaches, secondary markets, governance and compliance, transparency, and risk models that are necessary for investors to make informed decisions.

Contents:

Foreword by Garry B. Crowder Preface Acknowledgments Chapter 1 Reregulating and Deregulating the Global Capital Markets Chapter 2 Regulatory Reform across Seven Continents Chapter 3 Securities Crowdfunding and Alpha in Social Data Chapter 4 Peer-to-Pe er Lending Chapter 5 Market Structure: Women and Millennials Chapter 6 Behaviors Related to Savings and Investment Chapter 7 Structured Products Chapter 8 Underwriting and Valuations Chapter 9 Primary versus Secondary Markets Chapter 10 Distributed Ledger Technology for a Universal Credit System Conclusion Notes Glossary of Financial Terms Index

Notes:

Includes index.

Includes bibliographical references and index.

ISBN:

9798400695902

9798216127413

9781440855351

1440855358

OCLC:

1013943749