How to have a stress free mortgage : insider tips from a certified mortgage broker to help save you time, money, and frustration / Linda Fleischmann.

Format:

• Book

Author/Creator:

• Fleischmann, Linda, author.

Language:

English

Subjects (All):

• Mortgage loans--United States.

Physical Description:

1 online resource (xiv, 86 pages)

Edition:

1st ed.

Place of Publication:

New York, New York : Morgan James Publishing, [2012]

Summary:

"How to Have a Stress Free Mortgage" is a guide to getting a mortgage loan in today's market. "How to Have a Stress Free Mortgage" covers what to do before applying for a loan, the possible pitfalls and how to avoid them. The goal of "How to Have a Stress Free Mortgage"is to help potential home buyers put their finances and credit in order before applying for a home loan to get approved for the loan. It also then walks them through the parts of the mortgage process including rates, costs and loan types, etc. This is a must read for any borrower getting a mortgage loan today.

Contents:

• Intro
• Title Page
• Copyright Page
• Dedication Page
• About the Author
• Contents
• Introduction
• 1 - My Story
• Figuring it out and Closing Loans
• 2 - Before Deciding to Take the Big Step!
• Income
• Self-employed and Others with Deductions
• Co-signing Loans
• Divorce
• 3 - Credit Dos and Don'ts
• Credit and FICO scores
• Revolving Credit
• Myths and Facts
• Foreclosure, Bankruptcy and Short Sales
• Old vs. New Credit
• The Rest of it
• 4 - What to Expect
• 5 - Application Process
• Banker, Broker, or Internet?
• Your Loan Officer
• What you will Need
• 6 - Which Loan is Right for Me?
• Fixed vs. ARM
• Jumbo Loans
• 7 - Interest Rates
• 8 - What are My Costs?
• 9 - The Final Stage.

Notes:

Description based on print version record.

ISBN:

1-61448-269-1