Hits & misses : the Indian banking story / by Madan Sabnavis.

Format:

Book

Author/Creator:

Sabnavis, Madan, author.

Language:

English

Subjects (All):

Banks and banking--India.

Banks and banking.

Banks and banking--Government policy--India.

Physical Description:

1 online resource (271 pages) : illustrations

Edition:

1st edition.

Other Title:

Hits and misses : the Indian banking story

Place of Publication:

Mathura Road : SAGE Publications Pvt Ltd, 2021.

Summary:

Do you often wonderIs my money safe in banks? India is grappling with its worst banking crisis ever, and we are still trying to figure out what landed us here. This book analyses the role of the government and RBI in allowing the problem to reach the dimension it has assumed today. When will the never-ending NPA issue be resolved? Does it make sense to merge two PSBs when the culture and governance structures are alike? Should the RBI reserves be used in times of crisis? Should the tenure of a CEO be long or short? The book ponders and debates on some of these questions. Hits and Misses presents the two sides of the Indian banking story by giving an account of the reforms as well as quandaries in times of extraordinary economic and political challenges. The book answers many relevant questions by highlighting the highs and lows of the banking sector, which became subjects of debate in media and financial circles.

Contents:

Intro

Publisher Note

Advance Praise

Half Title

Title Page

Copyright Page

Acknowledgements

Contents

Abbreviations List

Foreword

Preface

Introduction: Banking Metamorphosis

PART I TRENDS

1 Banking on Reforms The Narasimham Committee Report

2 Advent of New Private Banks

3 Branches Pop Up Where Business Exists

4 Transformation of the Deposits Ecosystem

5 Credit Matrix

6 How the Structure of Income of Banks Changed?

7 Chipping of the PSB Market Share

8 The Human Factor

9 Managing Employee Pay Scales

PART 2 CONTROVERSIES

10 The NPA Conundrum

11 The IBC Are We Serious?

12 PCA Banks That Hurts Now!

13 Going beyond PCA and the Collapse of Governance

14 Corporate Governance in Indian Banks

15 Bank Mergers Do They Make Sense?

16 Privatizing PSBs One Step Forward, Two Behind

17 Capitalizing PSBs Whose Baby Is It?

18 How Free Are Banks?

19 Loan Waivers Making Merry When the Going Is Good

20 It's Business After All

21 Freeing Banks from Term Lending

22 De-risking Banking RBI's Large Exposure Framework

23 Universal Banking Should We Go Back?

24 CEO Tenure Too Short or Too Long?

25 CEO Compensation

26 Bankers on Interest Rates Narrow Views Always

27 Relevance of CRR

28 Banking Costs They Really Hurt

29 Priority Sector Lending Will We Ever Get Out of It?

30 Benchmarking of Interest Rates Who Should Decide?

31 Don't Use the Small Savings Argument Please

32 Are Your Deposits Really Safe?

33 NBFCs and Shadow Banking The Next Frontier

34 RBI versus Government Is It a Healthy Relationship?

35 Handling Public Debt?

36 RBI Reserves Leave Them Alone

37 What Should Be the Tenure of RBI Governor?

38 MPC Time to Go Back to the Textbook

Conclusion: The Final Take

About the Author.

Publisher Note.

Notes:

Description based on print version record.

ISBN:

93-5479-285-5

93-5388-688-0

93-5388-687-2

9789354792854

OCLC:

1225367827