Small business credit programs : elements and analyses / Bradley N. Holloway, editor.

Format:

Book

Contributor:

Holloway, Bradley N., editor.

Series:

Business issues, competition and entrepreneurship series.

Business Issues, Competition and Entrepreneurship

Language:

English

Subjects (All):

Small Business Lending Fund (U.S.).

Small business--Finance--Government policy--United States.

Small business.

Commercial loans--United States.

Commercial loans.

Commercial credit--United States.

Commercial credit.

Physical Description:

1 online resource (160 p.)

Place of Publication:

New York, [New York] : Nova Publishers, 2015.

Language Note:

English

Summary:

Congressional interest in small business access to capital has increased in recent years because of concerns that small businesses might be prevented from accessing sufficient capital to enable them to assist in the economic recovery. Small businesses, defined as having fewer than 500 employees, have played an important role in net job growth during previous economic recoveries, particularly in the construction, housing, and retail sectors. Several laws were enacted during the 111th Congress to enhance small business access to capital. This book examines the Small Business Lending Fund, and th

Contents:

SMALL BUSINESS CREDIT PROGRAMS: ELEMENTS AND ANALYSES; SMALL BUSINESS CREDIT PROGRAMS: ELEMENTS AND ANALYSES; Library of Congress Cataloging-in-Publication Data; Contents; Preface; The Small Business Lending Fund; Summary; Small Business Access to Capital; Three Indicators of the Supply and Demand; for Small Business Loans; Federal Reserve Board: Survey of Senior Loan Officers; Federal Deposit Insurance Corporation: Outstanding Loan Balance; Federal Reserve Board: Survey of Commercial Banks; Factors that May Have Contributed to the Decline in the Supply of Small Business Loans in 2007-2010

Factors That May Have Contributed to the Decline in the Demand for Small Business Loans in 2007-2010The Congressional Response to the Decline in the Supply and Demand for Small Business Loans; The SBLF; Arguments for and Against the SBLF; The SBLF's Implementation; Treasury's Rollout of the Program; Small Business Lending Progress Reports; Proposed Legislation; Concluding Observations; Appendix. The SBLF's Legislative History; The SBLF's Legislative Origin; The House-Passed Version of the SBLF; The Senate-Passed Version of the SBLF; End Notes

State Small Business Credit Initiative: Implementation and Funding IssuesSummary; Overview; Legislative Origins; SSBCI Programs; State Capital Access Programs; State Loan Participation Programs; State Loan Guarantee Programs; State Collateral Support Programs; State Venture Capital Programs; SSBCI Funding; Application Process; The Funding Formula; State-by-State Allotments; Audits, Evaluation Reports, and Program Adjustments; GAO's 2011 Audit; Treasury's Response to GAO's 2011 Audit: Performance Measures; GAO's 2012 Audit

Treasury's Response to GAO's 2012 Audit: Written Policy Guidance and Publishing Performance MeasuresGAO's 2013 Audit; Treasury's Response to GAO's 2013 Audit: Targets for Program Performance Measures and Outreach; Treasury's Inspector General Evaluation Reports; Treasury's Inspector General Use of SSBCI Funds Audit Reports; California; Montana; Vermont; Michigan; Texas; Massachusetts; Delaware; New Jersey; Alabama; Missouri; Washington; Kansas; Florida; Louisiana; West Virginia; Illinois; South Carolina; American Samoa; North Carolina; Idaho; Indiana; Tennessee; North Dakota Mandan Consortium

Rhode Island (Slater Technology Fund)Concluding Observations; End Notes; Small Business Credit Programs: Treasury Continues to Enhance Performance Measurement and Evaluation but Could Better Communicate and Update Results; Why GAO Did This Study; What GAO Recommends; What GAO Found; Abbreviations; Background; Small Business Lending Fund; State Small Business Credit Initiative; SBLF Participants Continue to Lend to Small Businesses and Additional Participants Have Exited the Program

Participants Have Used over Half of the SSBCI Funds and Treasury Continues to Address Challenges in Using Program Funds

Notes:

Description based upon print version of record.

Includes bibliographical references and index.

Description based on online resource; title from PDF title page (ebrary, viewed July 23, 2015).

ISBN:

1-63482-564-0