Handbook of microfinance, financial inclusion and development / edited by Valentina Hartarska (Department of Agricultural Economics and Rural Sociology, and Department of Finance, Auburn University, US) and Robert J. Cull (Development Research Group, The World Bank, US).

Format:

Book

Contributor:

Hartarska, Valentina, editor.

Cull, Robert J., editor.

Edward Elgar Publishing, publisher.

Series:

Elgar handbooks in development

Language:

English

Subjects (All):

Microfinance.

Financial exclusion.

Genre:

Electronic books.

Physical Description:

1 online resource (494 pages).

Place of Publication:

Northampton : Edward Elgar Publishing, 2023.

Summary:

"This timely Handbook collates a range of evidence from top scholars in the field to help readers understand who microfinance reaches, how it helps, and why clients come back. It offers updated views on important concepts that enable a broader framework for understanding poverty and the corresponding financial needs of poor households. Chapters cover recent findings on social impacts, the role of gender, fairness of interest rates, financial resilience in emergencies, and financial education, to provide a thorough coverage of key areas of the field. The Handbook focuses on delivery mechanisms for financial services including group liability lending, agent banking, and digital finance, as well as the special role of value chain finance and insurance for smallholder agriculture. The case studies from both developed and developing countries and regions, illustrating the novel aspects of the link between microfinance, financial inclusion and development will make this a critical read for economics and development studies scholars. The practitioner views on the role of microfinance included in the Handbook will also make this a relevant and useful read for policy makers and practitioners in the area"-- Provided by publisher.

Contents:

Contents: Part I. Introduction

1. Overview of microfinance, financial inclusion, and development / Robert Cull and Valentina Hartarska

Part II. Conceptual frameworks for microfinance, financial inclusion, and development

2. Rethinking poverty, household finance, and microfinance / Jonathan Morduch

3. Assessment of microfinance institutions and their impact: Evidence from a scientometric study / Begoña Gutiérrez-Nieto and Carlos Serrano-Cinca

4. Financial inclusion and gender / Isabelle Guérin

5. Toward a theory of fair interest rates on microcredit: Balancing the needs of clients and institutions / Marek Hudon and Joakim Sandberg

6. Resilience in emergencies, savings, and credit / Saniya Ansar, Jake Hess, and Leora Klapper

7. When is financial education successful? Taking stock of the new wave of field evidence / Bilal Zia

Part III. Delivering financial services to clients

8. Group lending in theory and practice / Christian Ahlin and Godwin Debrah

9. Alternative delivery channels and impacts: Agent banking / Sinja Buri, Robert Cull, and Xavier Giné

10. Digital financial inclusion and development / Greta Bull and Leora Klapper

11. Building inclusive value chains for smallholders: The role of finance / Alan de Brauw and Johan Swinnen

12. Index insurance for developing countries: A primer / Mario J. Miranda and Denis Nadolnyak

Part IV. View from practitioners and funders

13. Measuring the evolution of client vulnerability: Innovation at the bbva microfinance foundation / Claudio Gonzalez-Vega, Laura Mo, and Giovanni di Placido

14. An investor's perspective on measuring and managing social performance and impact / Gregor Dorfleitner, Dina Pons, and Noémie Renier

Part V. Evidence from regions and countries

15. Financial inclusion in high-income countries: Gender gap or poverty trap? / Anastasia Cozarenco and Ariane Szafarz

16. Financial literacy and the use of financial services by us households / James R. Barth, Valentina Hartarska, Jitka Hilliard, and Nguyen Nguyen

17. Financial inclusion, microfinance, and financial education in Latin America / Alejandro Javier Micco Aguayo and Patricio Andrés Valenzuela Aros

18. Gender and financial inclusion in Latin America and the Caribbean / Victor Motta

19. Inclusive finance and agricultural development in Africa / Calum G. Turvey and Apurba Shee

20. Evaluating digital financial inclusion: A Kenyan perspective on morality and finance / Susan Johnson and Silvia Storchi

21. Inclusive finance and inclusive rural transformation in China / Calum G. Turvey

22. Does microfinance cause banking sector development and economic growth? An application to mongolia / Batkhuyag Myagmar, Robert Lensink, and Wim Heijman

23. Financial inclusion and poverty: Evidence from armenia / Aleksandr Grigoryan, Knar Khachatryan, Knarik Ayvazyan, and Pundarik Mukhopadhaya

Index.

Notes:

Includes bibliographical references and index.

Description based on print record.

ISBN:

9781789903874 (e-book)

Access Restriction:

Restricted for use by site license.