Consumer vulnerability and welfare in mortgage contracts / Irina Domurath.

Format:

Book

Author/Creator:

Domurath, Irina, author.

Series:

Modern studies in European law.

Modern studies in European law

Language:

English

Subjects (All):

Consumer protection--Law and legislation--European Union countries.

Consumer protection.

Mortgage loans--Law and legislation--Economic aspects--European Union countries.

Mortgage loans.

Physical Description:

1 online resource (206 pages)

Place of Publication:

Oxford ; Portland, Oregon : Hart Publishing, 2017.

Summary:

"This book advocates a new way of thinking about mortgage contracts. This claim is based on the assumption that we currently live in a political economy in which consumer debt fulfils a social function. In the field of housing, this is evidenced by the expansion of mortgage credit through which consumers are to purchase residential property as a means of social inclusion and personal welfare. It is suggested that contract law needs to adjust to this new social function in order to avoid welfare losses in terms of default, overindebtedness, and possibly eviction. To this end, this book analyses theoretical contract law frameworks and makes concrete proposals for contract law in the EU legal order."--Bloomsbury Publishing.

Contents:

Introduction

Theoretical framework

Vulnerability to welfare losses through privatization

Vulnerability in EU mortgage contract law

A flexible mortgage contract law

Theoretical framework revisited

Epilogue.

Notes:

Based on author's thesis (doctoral - Juridiske Fakultet, Københavns Universitet and Háskóli Íslands, 2016) issued under title: Consumer debt & contract law : protection from over-indebtedness in EU mortgage law.

Includes bibliographical references and index.

Description based on print version record and CIP data provided by publisher.

ISBN:

9781509913428

1509913424

9781509913411

1509913416

9781509913404

1509913408

OCLC:

1000298150