Comparative perspectives of consumer over -indebtedness : a view from the UK, Germany, Greece, and Italy / Federico Ferretti (Ed.).

Format:

Book

Contributor:

Ferretti, Federico, editor.

Series:

European and international insolvency law studies ; 3.

European and International Insolvency Law Studies ; 3

Language:

English

Subjects (All):

Private companies--Germany--Finance.

Private companies.

Physical Description:

1 online resource (407 pages).

Edition:

1st ed.

Place of Publication:

Hague, Netherlands : Eleven international publishing, 2016.

Summary:

This book explores the topic of over-indebtedness of consumers and their inability to repay their debts.With a large number of people having excessive debt levels across Europe, it not only impacts badly on the lives of those who are affected, but also carries great social and economic costs.

Contents:

Cover

Titel page

Table of Contents

List of Contributors

1 Introduction: Setting the Scene

Part I The EU Framework

2 The Over-Indebtedness of European Consumers under EU Policyand Law

Part II The UK

3 Facts and Figures of Consumer Over-Indebtedness in the UK:Experience from Debt Advisers

4 What Explains the Low Impact of the Financial Crisis on Levels of Arrears among UK Households?

5 Britain's Debt Crisis and Responsible Credit

6 Responsible Lending in the UK: What Role Does the State Play?

7 Consumer Protection Problems Created by the Structure of English Personal Insolvency Law

Part III Germany

8 The Statistic of Over-Indebtedness of the Federal Statistical Officeof Germany (Destatis)

9 Consumer Over-Indebtedness in Europe and Germany: Considering Micro- and Macro Dimensions from a Lender's Perspective

10 Insufficient Prevention of Over-Indebtedness - Legal and Policy Failures

11 An Analysis of the German Legal Framework and the (Limited)Influence of EU Law

Part IV Greece

12 The Dimensions of the Crisis and the Response of Greek Private Law- A General Overview

13 (Failure to Set up an Efficient) Out-of-Court System to Deal with Debtors in Financial Distress in Greece

14 The Greek Regulatory Framework on Responsible Lending

15 Key Elements of the Greek Legal Framework on Insolvency of Natural Persons

16 Private Insolvency Legislation and the Protection of the Principal Residence

Part V Italy

17 The Dimension of Over-Indebtedness in Italy and the Characteristics of the Over-Indebted Households

18 The Italian Banking System, Consumer Credit and the FinancialCrisis: Economic Perspectives

19 Consumer Over-Indebtedness in Italy: The Role of Consumer Organisations to Prevent and Repair Over-Indebtedness.

20 Consumer Over-Indebtedness and Interference with Credit Contracts:An Italian Perspective

21 The Italian Law against Over-Indebtedness: Fresh Start, Debt Adviceand Financial Education.

Notes:

Description based on online resource; title from PDF title page (ebrary, viewed July 28, 2016).

Description based on publisher supplied metadata and other sources.

ISBN:

94-6274-534-X

OCLC:

953379884