The banking sector under financial stability / by Indranarain Ramlall (University of Mauritius, Mauritius).

Format:

Book

Author/Creator:

Ramlall, Indranarain, author.

Series:

The theory and practice of financial stability ; volume 2

Language:

English

Subjects (All):

Banks and banking.

Economic stabilization.

Physical Description:

1 online resource (256 pages).

Edition:

First edition.

Place of Publication:

Bingley, UK : Emerald Publishing, 2019.

Summary:

Many economies in the world are characterised by a bank-based financial system, that is, the financial intermediation process is mostly performed by banks. It is therefore critically important to undertake a fully-fledged analysis of the banking sector with respect to financial stability risks. 'The Banking Sector Under Financial Stability' considers the unique position of banks which by nature assume higher risks, but with a low equity to total assets ratio. It recognises that balance sheet analysis of banks becomes a key element in financial stability risk assessment and that the sources of banks' funding also pose risks to financial stability. The book also gives due consideration to the interactive forces which prevail among banks, macroeconomic states, asset prices, the household sector, and monetary policy. The differences between the US and the European Union are also covered at length, as are the various credit risk models pertinent for banks This book will prove valuable to central bankers, economists, and policy-makers who are involved in the field of financial stability, as well as researchers studying the field.

Contents:

Prelims

Banks, risks and risk management

Banking sector and financial stability

A framework for financial stability risk assessment in banks Banks, macroeconomic states, asset prices, household sector and monetary policy

Basel III

Microprudential and macroprudential regulation

banks and policies

Differences between US and European Union under different financial perspectives

Some practical issues in credit risk modelling

References

Index.

Notes:

Includes bibliographical references and index.

Print version record

ISBN:

9781787696839

1787696839

9781787696815

1787696812