Mortgages 101 : quick answers to over 250 critical questions about your home loan / David Reed.

Format:

Book

Author/Creator:

Reed, David (Carl David), 1957- author.

Language:

English

Subjects (All):

Mortgage loans.

Physical Description:

1 online resource (330 pages) : illustrations

Edition:

Third edition.

Other Title:

Mortgages one hundred one

Mortgages one hundred and one

Place of Publication:

New York, New York : AMACOM, 2018.

System Details:

text file

Summary:

Everything you need to know before you borrow… Unless you’re sitting on a pile of cash, chances are you’ll need to take out a mortgage when you’re ready to buy a home. But how do you know how much house you can afford? What should you look for in a loan? What kind of paperwork is needed . . . and how do you improve your odds of getting a great rate? Mortgages 101 eliminates the confusion and stress with clear-cut answers to all your questions. Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you’ve been looking for. Covering a wide range of topics — from negotiating the best deal to saving on closing costs — this revised third edition provides the latest information on: Application procedures Online lenders New loan and government programs Qualifying requirements Credit strategies Down payment assistance and zero-down options Guidelines for self-employed borrowers Bankruptcies and waiting periods Refinancing and home equity loans Consumer Financial Protection Bureau rules The Ability-to-Repay mandate And much more This is THE book you need to read before you sign on the dotted line.

Contents:

Introduction to mortgages

How to know how much home to buy

Getting your finances together

Down payments and how they impact your mortgage

Getting your credit together

Credit scores: what they are, how they work, and how to improve them

Finding your home loan

Loans for good to great credit

Refinancing and home equity loans

Construction and home improvement loans

Finding the best lender

Finding the best loan officer

Finding the best interest rate

Closing costs and how to save on them

Using the Internet the right way.

Notes:

Includes index.

Description based on print version record.

Other Format:

Print version: Reed, David (Carl David), 1957- author. Mortgages 101

ISBN:

9780814438756

081443875X

9780814438749

0814438741

OCLC:

1021185717