The debt resisters' operations manual / Strike Debt.

Format:

Book

Author/Creator:

Strike Debt (Movement)

Contributor:

John Lammey Stewart Memorial Library Fund.

Language:

English

Subjects (All):

Debt.

Consumer credit.

Finance, Personal.

Bankruptcy.

Physical Description:

x, 235 pages ; 21 cm

Place of Publication:

Oakland, CA : PM Press, [2014]

Summary:

For debtors everywhere who want to understand how the system really works, this handbook provides practical tools for fighting debt in its most exploitative forms. Over the last 30 years as wages have stagnated across the country, average household debt has more than doubled. Increasingly, people are forced to take on debt to meet their needs; from housing to education and medical care. The results - wrecked lives, devastated communities, and an increasing reliance on credit to maintain basic living standards - reveal an economic system that enriches the few at the expense of the many. Detailed strategies, resources, and insider tips for dealing with some of the most common kinds of debt are covered in this manual, including credit card debt, medical debt, student debt, and housing debt. It also contains tactics for navigating the pitfalls of personal bankruptcy, as well as information on how to be protected from credit reporting agencies, debt collectors, payday lenders, check-cashing outlets, rent-to-own stores, and more. Additional chapters cover tax debt, sovereign debt, the relationship between debt and climate, and an expanded vision for a movement of mass debt resistance.

Contents:

Credit scores and consumer reporting agencies

Credit card and automobile debt

Medical debt

Student debt

Housing debt

Tax debt

Fringe finance transaction products and services

Fringe finance credit products and services

Debt collection

Bankruptcy

Strategies for survival

Municipal and state debt

National debt

Climate debt

Prospects for change

Appendix A: Sample letters to credit reporting agencies

Appendix B: Sample letters to consumer reporting agencies for checking accounts

Appendix C: Sample letter to collection agencies regarding (alleged) medical debt

Appendix D: Sample letters to collection agencies.

Notes:

Includes bibliographical references and index.

Local Notes:

Acquired for the Penn Libraries with assistance from the John Lammey Stewart Memorial Library Fund.

ISBN:

9781604866797

1604866799

1604868961

9781604868968

160486916X

9781604869163

1604869364

9781604869361

OCLC:

829739048

Publisher Number:

99979312319