Financial inclusion for poverty alleviation : issues and case studies for sustainable development / edited by Essam Yassin Mohammed and Zenebe Bashaw Uraguchi.

Format:

Book

Contributor:

Mohammed, Essam Yassin, editor.

Uraguchi, Zenebe Bashaw, editor.

Language:

English

Subjects (All):

Poverty--Developing countries.

Poverty.

Developing countries.

Sustainable development--Developing countries.

Sustainable development.

Banks and banking--Developing countries.

Banks and banking.

Physical Description:

xviii, 260 pages : illustrations ; 25 cm

Place of Publication:

Abingdon, Oxon ; New York, NY : Routledge, an imprint of the Taylor & Francis Group, 2018.

Summary:

More than one billion people still live below the poverty line--most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of poor and disadvantaged women and men to not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints is in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as the risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor--by increasing income and employment opportunities, securing livelihoods and reducing poverty--back cover.

Contents:

Introduction / Zenebe B. Uraguchi and Essam Yassin Mohammed

From access to progress : setting our sights on a worthier goal / Leah Wardle

The bangladesh experience on financial inclusion : a market systems review / Rubaiyath Sarwar and Ashraful Alam

Financial inclusion : understanding concept, barriers and measurement / Rashmi Arora

Towards inclusion through lessons from informal money lenders / Camilla Andersson, Erik Holmgren, James MacGregor and Jesper Stage

Extending access to the formal financial system: the banking correspondent business model / Noelia Cámara

Savings as forward payments : innovations on mobile money platforms / Ignacio Mas

Mobile money and financial inclusion : the case of susu operations in Ghana / Eric Osei-Assibey

Towards a gender transformative approach to financial inclusion : lessons from CARE's village savings and loan associations in sub-Saharan Africa / Gerry Boyle

Gender-based barriers and opportunities to financial inclusion : new evidence from Ghana / Christian S. Otchia

Islamic finance approach to financial inclusion to enhance shared-prosperity / Ayse Nur Aydin and Zamir Iqbal

Vulnerability reduction efficacy of financial inclusion to climate and economic changes : evidences, bottlenecks and way forward / S.V.R.K. Prabhakar

Green microedit-assisted microenterprises in a wetland area of Bangladesh and its implications for women empowerment and ecological sustainability / Khurshed Alam, Md. Habibur Rahman and Mohammed Salim Uddin

Where to from here? / Essam Yassin Mohammed and Zenebe B. Uraguchi.

Notes:

"Earthscan from Routledge"--Title page.

Includes bibliographical references and index.

ISBN:

9781138102750

113810275X

9781138102767

1138102768

OCLC:

1012713062