Personal finance / Miranda Herbert Ferrara and Michele P. LaMeau, project editors.

Format:

Book

Contributor:

Ferrara, Miranda Herbert, 1950- editor.

LaMeau, Michele P., editor.

Series:

Life and Career Skills ; Volume 1.

Life and Career Skills Series ; Volume 1

Language:

English

Subjects (All):

Finance, Personal.

Physical Description:

1 online resource (xiii, 394 pages) : illustrations (chiefly color).

Edition:

001 ed.

Place of Publication:

Farmington Hills, Mich. : Gale, Cengage Learning, [2015]

Language Note:

English

Summary:

This book guides readers in making prudent decisions about spending, saving, and borrowing, walking them through major life events, such as buying or renting a home, purchasing or leasing a car, and saving for college and retirement. It also offers practical guidance about purchasing insurance, applying for government benefits, and being an informed consumer.

Contents:

Front Cover ; Title Page; Contents; Preface; Topic Selection; LCSS Entry Features; Authoritative Sources; Organizations; Fully Indexed; About Life and Career Skills Series, Volume 1: Personal Finance; Suggestions Welcome; User's Guide; Icons; Overview: Personal Decision Making and Shopping; How Can I Start Making Good Decisions about My Money?; How Can I Manage My Bills?; Is It Generally Better to Buy or to Rent?; What Are My Best Options for Paying Everyday Expenses?; What Are Some Less Common Ways to Pay My Expenses?; Common Concerns; Budgeting; What Is a Budget?

What Can a Budget Do for Me?How Do I Create a Budget?; Are There Electronic Tools to Help with Budgeting?; How Do I Analyze My Budget?; When Should I Review and Update My Budget?; What Are the Most Common Mistakes in Budgeting?; What Are Some Effective Ways to Cut Spending and Increase Income?; Where Can I Find More Information about Budgets?; Paying Bills; How Will I Receive My Bills?; How Can Organization Help Me Keep My Bills on Track?; What Are the Options for Paying Bills Online?; I Prefer Not to Pay Bills Online. What Are Some Other Options?

I Don't Have a Bank Account. How Do I Pay My Bills?Why Is It Important to Pay Bills on Time?; How Should I Prioritize My Bills?; What Happens if I Do Not Pay a Bill?; Is It Ever Okay to Not Pay a Bill?; Buying or Leasing a Car; I Am Preparing to Buy or Lease a Car. Where Should I Start?; What Is the Difference between Buying and Leasing?; What Are the Advantages and Disadvantages of Leasing?; What Are the Advantages and Disadvantages of Buying?; If I Lease a Car, How Can I Get the Best Deal?; If I Purchase a Car, How Can I Get the Best Deal?

How Can I Avoid Mistakes When Buying or Leasing a Car?Buying or Renting a Home; What Should I Know before I Buy or Rent a Home?; What Are the Advantages of Buying a Home?; What Are the Disadvantages of Buying a House?; What Are the Advantages of Buying an Apartment or Condominium?; What Are the Disadvantages of Owning a Condo or Apartment?; What Are the Advantages of Renting or Leasing a House?; What Are the Disadvantages of Renting or Leasing a House?; What Are the Advantages of Renting an Apartment?; What Are the Disadvantages of Renting an Apartment?

What Should I Watch Out for When Buying a House or Condo?How Can I Avoid the Pitfalls of Renting a House or Apartment?; How to Pay for Everyday Purchases; Cash, Bank Accounts, and Debit Cards; How Long Have People Been Using Cash, Bank Accounts, and Debit Cards?; What Are Some Different Types of Bank Accounts and Debit Cards?; What Are Some Advantages of Using Cash, Bank Accounts, and Debit Cards?; What Are Some Disadvantages of Using Cash, Bank Accounts, and Debit Cards?; What Does the Future Look Like for Cash, Bank Accounts, and Debit Cards?; Credit and Charge Accounts

What Are Credit and Charge Accounts?

Notes:

Description based upon print version of record.

Includes bibliographical references at the end of each chapters and index.

Description based on print version record.

ISBN:

9781410338273

1410338274

9781410317674

1410317676

OCLC:

900732886