Unconscionability in European private financial transactions : protecting the vulnerable / edited by Mel Kenny, James Devenney, Lorna Fox O'Mahony.

Format:

Book

Contributor:

Kenny, Mel B., editor.

Devenney, James, editor.

Fox O'Mahony, Lorna, editor.

Language:

English

Subjects (All):

Unconscionable contracts--Europe.

Unconscionable contracts.

Law--Europe--English influences.

Law.

Financial services industry--Law and legislation--Europe.

Financial services industry.

Consumer protection--Law and legislation--Europe.

Consumer protection.

Physical Description:

1 online resource (x, 420 pages) : digital, PDF file(s).

Edition:

1st ed.

Place of Publication:

Cambridge : Cambridge University Press, 2010.

Language Note:

English

Summary:

Given the unprecedented recent turmoil on financial markets we now face radically challenged, 'post-Lehmann' assumptions on protecting the vulnerable in financial transactions. This collection of essays explores conceptions of, and responses to, unconscionability and similar notions across Europe with specific reference to financial transactions. It presents a detailed analysis of concepts of unconscionability in Europe against a backdrop of Commission initiatives aimed, variously, at securing a single market in financial services, producing greater coherence in EC consumer protection law and consolidating European private law. This analysis illustrates, for example, that concepts of unconscionability depend on context and can be shaped by a variety of factors. It also illustrates that jurisdictions may choose to respond to questions of unconscionability through a variety of legal instruments located in different branches of the law rather than through a single doctrine. Thus this collection illuminates many of the obstacles facing harmonisation in this area.

Contents:

Introduction : conceptualising unconscionability in Europe / Mel Kenny, James Devenny and Lorna Fox O'Mahony

Freedom of contract as freedom from unconscionable contracts / Aurelia Colombi Ciacchi

Protection of weaker parties in English law / Stephen Waddams

Freedom of contract, unequal bargaining power and consumer law on unconscionability / Immaculada Barral-Vinãls

Loyalty as a tool to combat contractual unfairness : a French perspective / Séverine Saintier

Unconscionability and the value of choice / Emmanuel Voyiakis

From individual conduct to transactional risk : some relational thoughts about unconscionability and regulation / John Wightman

An economic perspective on legal remedies for unconscionable contracts / Qi Zhou

Usury and the judicial regulation of financial transactions in seventeenth- and eighteenth-century England / Warren Swain and Karen Fairweather

Protection of the vulnerable in financial transactions : what the common law vitiating factors can do for you / David Capper

Borrowers as consumers : new notions of unconscionability for domestic borrowers / Sarah Nield

Conceptualising and understanding fairness : lessons from and for financial services / Peter Cartwright

Open the box : an exploration of the Financial Services Authority's model of fairness in consumer financial transactions / Toni Williams

Conceptualising unconscionability in the context of risky financial transactions : how to converge public and private law approaches? / Olha O. Cherednychenko

Conceptualising unconscionability in the post-Soviet era : the Lithuanian case of legal transplants / Andrius Smaliukas

Bank loan contracts in Polish law : the legal position of the borrower / Stanislawa Kalus and Magdalena Habdas

Financial contracts and 'junk title' purchases : a matter of (in)correct information / Cristina Amato

Kickback payments under MiFID : substantive or procdural standard of unconscionalbility? / Axel Halfmeier and Peter Rott

Unfairness under the Consumer Protection from Unfair Trading Regulations 2008 / Chris Willett

Conceptualising unconscionability in Europe : in the kaleidoscope of private and public law / Mel Kenny, James Devenney and Lorna Fox O'Mahony.

Notes:

Title from publisher's bibliographic system (viewed on 05 Oct 2015).

ISBN:

0-511-84847-1

1-107-20394-5

1-282-65531-0

9786612655319

0-511-77562-8

0-511-77638-1

0-511-77380-3

0-511-77273-4

0-511-76093-0

0-511-77486-9

OCLC:

645939905