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High loan-to-value mortgage lending : problem or cure? / Charles W. Calomiris, Joseph R. Mason.
- Format:
- Book
- Author/Creator:
- Calomiris, Charles W.
- Series:
- AEI studies on financial market deregulation.
- AEI studies on financial market deregulation
- Language:
- English
- Subjects (All):
- Mortgage loans--United States.
- Mortgage loans.
- Physical Description:
- 1 online resource (82 p.)
- Place of Publication:
- Washington, D.C. : AEI Press, 1999.
- Language Note:
- English
- Summary:
- The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest.
- Contents:
- Intro
- Contents
- Foreword
- 1 Introduction
- 2 The Evolution of HLTV Lending
- 3 The Relationship between HLTV and Subprime Lending
- 4 A Profile of the Industry
- 5 Risk and the Social Costs and Benefits of HLTV Lending
- 6 HLTV Lending, Personal Bankruptcy, and Cram- Down
- 7 Conclusions
- References
- About the Authors.
- Notes:
- Bibliographic Level Mode of Issuance: Monograph
- Includes bibliographical references (p. 69-74).
- OCLC:
- 70765469
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