Higher education : access issues and financial aid avenues / editor, Jaclyn M. Morelli.

Format:

Book

Contributor:

Morelli, Jaclyn M.

Series:

Education in a competitive and globalizing world series.

Education in a competitive and globalizing world

Language:

English

Subjects (All):

Universities and colleges--United States--Admission.

Universities and colleges.

Student aid--Government policy--United States.

Student aid.

Higher education and state--United States.

Higher education and state.

Physical Description:

1 online resource (171 p.)

Edition:

1st ed.

Place of Publication:

New York : Nova Science Publishers, c2010.

Language Note:

English

Summary:

The challenge of access to higher education has been a policy area of great concern to the Obama administration and the President has consistently stressed the importance of education beyond high school. This title examines the pathway to higher education, scanning existing research for evidence of any barriers that block families.

Contents:

Intro

HIGHER EDUCATION: ACCESS ISSUES AND FINANCIAL AID AVENUES

CONTENTS

PREFACE

Chapter 1 WHITE HOUSE TASK FORCE ON MIDDLE CLASS FAMILIES STAFF REPORT: BARRIERS TO HIGHER EDUCATION

INTRODUCTION

Barriers to Higher Education: The Links in the Chain

Evidence of Income Barriers

Other Barriers

Income, Inequality, Mobility, and the Cost of College

STUDENT DEBT

CONCLUSION

End Notes

Chapter 2 FINANCING THE DREAM: SECURING COLLEGE AFFORDABILITY FOR THE MIDDLE CLASS

College Affordability: The Problem

Federal Government Programs: Grants and Loans

What Can Colleges Do to Address Affordability?

Simplifying the Application Process for Aid

Other Affordability Issues

Chapter 3 TESTIMONY OF SUZE ORMAN, HOST, "THE SUZE ORMAN SHOW," CNBC, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE"

Chapter 4 TESTIMONY OF TAMARA DRAUT, DIRECTOR OF THE ECONOMIC OPPORTUNITY PROGRAM, DEMOS, AND AUTHOR OF STRAPPED: WHY AMERICA'S 20- AND 30-SOMETHINGS CAN'T GET AHEAD, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSION, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE"

Trends in Access Enrollment and Completion

Impact on Economic Growth

Trends in College Costs

Student Loan Debt and Trends in Federal Financial Aid

Putting Student Loan Debt in Context

Making College Affordable: The Contract for College

End Notes.

Chapter 5 TESTIMONY OF DR. JON H. OBERG, FORMER RESEARCHER, U.S. DEPARTMENT OF EDUCATION, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE"

Loans

Grants

Process

Federal Research

THE ELEPHANT IN THE STUDENT AID OFFICE

Chapter 6 TESTIMONY OF SANDY BAUM, SENIOR POLICY ANALYST, THE COLLEGE BOARD AND PROFESSOR OF ECONOMICS, SKIDMORE COLLEGE, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE"

THE IMPORTANCE OF FEDERAL STUDENT AID

The Price of College

Rising College Tuition Has a Long History

Variations in Tuition

Non-Tuition Expenses

Net Price: What Students Actually Pay

State Appropriations

Cost Drivers

Federal Student aid is not Responsible for Tuition Inflation

What can we do to slow tuition increases?

Student Aid

Simplification

Predictability

Targeting

Federal incentives for states and institutions

Anti-Trust Regulations

Federal aid Allocation Methodology

Using aid to Encourage Preparation

Matched savings

Savings Accounts for low-income Students

Partnerships

Student Debt

Education Debt is Good Debt

Many Students do Need Debt Repayment Relief

Income-Contingent Repayment

Economic Hardship Provisions

Loan Forgiveness for Public Service

Stafford Loan Limits

Chapter 7 CAMPUS-BASED STUDENT FINANCIAL AID PROGRAMS UNDER THE HIGHER EDUCATION ACT

SUMMARY

PROGRAM DESCRIPTIONS

Federal Supplemental Educational Opportunity Grants

Allocation of Funds to Institutions

Other FSEOG Funding Provisions

Federal Work-Study Programs12

FWS Employment.

FWS Community Service Employment

Civic Education and Participation Activities

Federal and Non-Federal Shares of Compensation

Off-Campus Community Service Employment

Flexibility in Making Payments to Disaster-Affected Students

Job Location and Development Programs

Work Colleges

Federal Perkins Loans

Award Procedures and Terms of Perkins Loans

Deferment

Forbearance

Loan Cancellation

Loan Discharge

Loan Default and Rehabilitation

Distribution of Assets from Perkins Loan Funds

Transfer of Funds between Campus-Based Programs

Administrative Costs

FUNDING AND PROGRAM DATA

Funding for the Campus-Based Programs

Institutional Participation

Students Served and Average Aid Amounts

FSEOG

FWS

Perkins Loans

Chapter 8 FINANCIAL AID FOR STUDENTS: PRINT AND WEB GUIDES

FEDERAL GOVERNMENT RESOURCES

PLANNING FOR COLLEGE

GENERAL DIRECTORIES

FINANCIAL AID SEARCHABLE DATABASES

INTERNATIONAL

DISABLED STUDENTS

WOMEN AND MINORITY STUDENTS

VETERANS, MILITARY PERSONNEL, AND DEPENDENTS

OTHER SPECIALIZED AID

Aid for Adult Students

Aid for Athletes

Aid for Students in Health Disciplines

Aid for Law Students

Other Aid

CHAPTER SOURCES

INDEX.

Notes:

Description based upon print version of record.

Includes bibliographical references and index.

Description based on print version record and CIP data provided by publisher.

ISBN:

1-61209-038-9

OCLC:

923660239