The debt-free spending plan : an amazingly simple way to take control of your finances once and for all / JoAnneh Nagler.

Format:

Book

Author/Creator:

Nagler, JoAnneh.

Language:

English

Subjects (All):

Finance, Personal.

Consumer credit.

Budgets, Personal.

Physical Description:

1 online resource (289 p.)

Edition:

1st edition

Place of Publication:

New York : American Management Association, 2012.

Language Note:

English

System Details:

text file

Summary:

Finally, a simple and painless plan for living debt free.

Contents:

Cover; Title; Copyright; Contents; Preface; Introduction; Chapter 1 The Heart of Our Debting Issues; The Debt-Free Spending Plan Is Not a Budget; What This Book Will Do for You; How Did I Get into This Mess?; So, What Have I Been Spending, Anyway?; Stop Debting, One Day at a Time; Pick Your Poison: What's Going to Stop You?; Chapter 2 In with Structure, Out with Stringency: The Simple Tools of the Debt-Free Spending Plan; First Things First: Determine Your Income; Introducing the Debt-Free Spending Plan; Step One: Your Monthly Bills; Step Two: Your Daily Needs; Step Three: Add It Up

The One, Hard-and-Fast RuleChapter 3 Make It Work Every Day: Your Personal Debt-Free Spending Plan in Action; A Typical Debt-Free Spending Plan; A Quick Emotional Read on the Numbers; Do Your Plan Once a Month, Every Month; The Magic Little Notebook; Your Personal Tracking Record; Your Bill-Paying Plan; What to Do if You're Behind; How to Catch Up; What to Do if You're Ahead; ""Payday Debting"": Consultants, Home Office Professionals, Entrepreneurs, and Artists; Debit Cards versus Cash; Putting It All Together; Begin Today

Chapter 4 Deprivation Will Never Get You Debt-Free: A Plan for Everything We Need, Want, and Dream ofWhy Have a ""Healthy Reserve"" Account?; You Also Need Short-Term Savings; Fun Money and Special Projects Accounts; Weddings, Vacations, and Special-Event Debting; Simple, But Not Always Easy; Learn to Live Well First; Chapter 5 To Cut or Not to Cut: Taking a Reasonable Look at What You Can and Can't Afford; Cutting Means Financial Freedom; Making Cuts in Your Daily Needs Categories; Making Cuts in Your Monthly Bills Categories; Start Simply and Incrementally

Chapter 6 Nailing Down the Octopus Arms: How to Pay Back Your Debts without Gouging Your Living ExpensesThe Value of a Debt-Repayment Plan; Easy-Does-It Payback Plans; Credit Ratings and Less Than Minimum Monthly Payments; How to Talk to Creditors; A Note About ""Forgotten"" Debts; Making Your Peace with the Payback Timeline; Chapter 7 Our Aphrodisiac Spending Plan: A Loving Approach to Approaching the One You Love about Debt Problems; Lay the Unresolved Issue on the Table; A Debt-Free Spending Plan for Two; Victoria and Mark's Spending Plans; Nobody Wants to Be Told What to Do

The Aphrodisiac Quality of a Debt-Free Spending PlanLawyers, Guns, and Money; Hope, Backed by Action; Chapter 8 ""Mom, Can I Borrow...?"": How to Stop Asking for Money and Start Paying It Back; How Much Do You Owe?; You Pay What You Can; How to Make Money Amends; Loans, Gifts, and Debt Forgiveness; The One-Third Windfall Money Rule; Chapter 9 Creativity, Not Credit Cards: Learning from the Spending Plans of the Newly Debt-Free; Downsizing Means Things Are Looking Up; Five Real-World Examples; Alanna's Debt-Free Spending Plan; Pete's Debt-Free Spending Plan; Michaela's Debt-Free Spending Plan

Jake and Anna's Debt-Free Spending Plan

Notes:

Description based upon print version of record.

Includes bibliographical references and index.

Description based on print version record and CIP data provided by publisher.

ISBN:

9786613945945

9781283633499

1283633493

9780814432440

0814432441

OCLC:

825820926