Borrowing to live : consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors.

Format:

Book

Contributor:

Retsinas, Nicolas Paul, 1946-

Belsky, Eric S.

Series:

James A. Johnson metro series.

James A. Johnson metro series

Language:

English

Subjects (All):

Consumer credit--United States.

Consumer credit.

Mortgage loans--United States.

Mortgage loans.

Physical Description:

1 online resource (303 p.)

Edition:

1st ed.

Place of Publication:

Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, c2008.

Language Note:

English

Summary:

"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.

Contents:

Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky

Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas

Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano

Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher

The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart

The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.]

Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir

Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill

Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.

Notes:

Description based upon print version of record.

Includes bibliographical references and index.

ISBN:

9786612131226

9781282131224

1282131222

9780815701729

0815701721

OCLC:

430491065