Moving forward : the future of consumer credit and mortgage finance / Nicolas P. Retsinas and Eric S. Belsky, editors.

Format:

Book

Contributor:

Retsinas, Nicolas Paul, 1946-

Belsky, Eric S.

Series:

James A. Johnson metro series

Language:

English

Subjects (All):

Consumer credit--United States.

Consumer credit.

Mortgage loans--United States.

Mortgage loans.

United States.

Physical Description:

viii, 264 pages : illustrations ; 24 cm.

Place of Publication:

Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, [2011]

Summary:

"Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness, protect consumers, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice"--Provided by publisher.

Contents:

Rebuilding the housing finance system after the boom and bust in nonprime mortgage lending / Eric S. Belsky and Nela Richardson

How should we serve the short-term credit needs of low-income consumers? / Rachel Schneider and Melissa Koide

A changing credit environment and its impact on low-income and minority borrowers and communities / Marsha J. Courchane and Peter M. Zorn

Alternative forms of mortgage finance : what can we learn from other countries? / Michael Lea

The Home Mortgage Disclosure Act at thirty-five : past history, current issues / Allen Fishbein and Ren Essene

Loan-level disclosure in securitization transactions : a problem with three dimensions / Howell E. Jackson

The regulation of consumer financial products : an introductory essay with a case study on payday lending / John Y. Campbell ... [et al.].

Notes:

Includes bibliographical references and index.

ISBN:

9780815705031

0815705034

OCLC:

635492491