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Development, divinity and dharma : the role of religion in development and microfinance institutions / Malcolm Harper, D.S.K. Rao and Ashis Kumar Sahu.

LIBRA HN690.Z9 C652814 2008
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Format:
Book
Author/Creator:
Harper, Malcolm, 1935-
Contributor:
Rao, D. S. K.
Sahu, Ashis Kumar.
Language:
English
Subjects (All):
Shri Kshetra Dharmasthala Rural Development Programme.
Economic development--India--Religious aspects.
Economic development.
Microfinance--India--Religious aspects.
Microfinance.
Community development--India--Religious aspects.
Community development.
Economic development--Religious aspects.
Microfinance--Religious aspects.
Community development--Religious aspects.
Faith-based human services.
India.
Physical Description:
xiii unnumbered pages, 178 pages ; 24 cm
Place of Publication:
Rugby, Warwickshire, U.K. : Practical Action Publishing, 2008.
Summary:
Faith-based institutions are getting involved in economic development programmes, including microfinance, and many foreign donors are looking to religious organizations for new ways to reach the poorest people. This book considers the work of a number of these, of different faiths, and asks what is 'special' about them. Do religious links make these organizations more or less effective? Should spiritual and economic development be kept apart?
Development, Divinity and Dharma explores these questions by examining a number of Hindu, Christian and Muslim institutions in India and in Pakistan. Its main focus is the Shri Kshetra Dharmasthala Rual Development programme, which is linked to a famous Hindu temple run by a Jain in Karnataka State, India. This institution, though little known outside south India, has changed the lives of almost half a million people, including Hindus, Muslims and Christians, through social and economic development programmes motivated by religious faith.
Profitable money lending and rigorous professional management may not appear consistent with deeply held religious convictions, but the institutions described in this book have successfully combined these different approaches. They are able to 'break the rules' of development practice, by building spiritual capital, a resource that transcends the more tangible forms of capital with which secular development institutions are more familiar. The results provide an interesting alternative perspective for all those working with pro-poor organizations operating within the more familiar donor-funded development project paradigm.
Contents:
1 Religion and development - can they go together? 7
The lessons of history 7
Religion and development institutions 10
Can religion help? 11
Links to local institutions and communities 14
Leadership and management 17
2 How does religion affect the 'BINGOs'? 21
Financial indicators 21
3 Dakshin Kannada and Dharmasthala Temple 29
South Canara district 29
The banking tradition 30
The Shri Kshetra Dharmasthala Temple 34
4 SKDRDP, the rural development programme 39
The origins of SKDRDP 39
Reappraisal and restructuring 42
SKDRDP's programmes 45
The Pragathi Bandhu groups 48
The JVK Women's groups 49
Alcohol de-addiction 51
Community development programmes 54
5 Microfinance 57
The origins of SKDRDP's microfinance programme 57
Raising bank finance 59
The power of groups 60
Financial results 63
Microinsurance 72
6 Livelihoods 77
Microfinance is not enough 77
Group businesses 80
7 The sevanirathas 85
The role of the sevanirathas 85
A day in the life of Sivaram Pujary, a sevaniratha 90
8 Two cases of success 95
Moneppa Gowda, a successful household 95
Sree Nidhi Panakaje, the Women's Snacks Group 100
9 The results of SKDRDP's work 107
The impact on the community 107
Future challenges 113
10 What explains SKDRDP's success? 117
Breaking the rules 117
The divinity factor 119
11 Islamic development practice 123
The special circumstances of Islam 123
Examples from Bosnia Herzegovina and Hyderabad 127
Akhuwat of Lahore 131
Muslim development NGOs - some tentative conclusions 138
12 Christian development practice and some examples 141
'Christian development' 141
'Catholic Bank', or the Chotanagpur Catholic Co-operative Society 146
The Holy Cross Social Service Centre, Hazaribag 160
Catholic Bank and Holy Cross - some comparisons 169
Some common features 173
Strengths and weaknesses 175
'Sustainability', of a different kind 176
The lessons of experience 177.
Notes:
Includes bibliographical references.
ISBN:
9781853396557
1853396559
9781853396717
1853396710
OCLC:
180880482

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